Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Hyderabad; On-site; INR 500,000 - 700,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Hyderabad seeks a Credit Analyst to prepare credit appraisal notes for SME and Large Corporate, discuss terms for risk assessments, and gather information for CRANs. You will monitor accounts per sanctioning authority and prepare periodic portfolio reports.

Ideal candidates have credit underwriting experience for SME/Large Corporate, strong Excel-based financial modeling, and communication skills. CA/MBA/CFA are preferred.

Qualifications

• Experience in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for financial modeling.
• Project Finance / Infra sector credit analysis is preferred but not mandatory.
• CA / MBA / CFA qualifications.
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for SME/ Large Corporate.
• Discuss terms and conditions for risk assessments with the business.
• Collect information for CRANs from customers.
• Monitor portfolios as per sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports.
• Escalate non-compliance issues with action plans.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication skills

Presentation skills

Project finance exposure

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.