Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Khordha; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in India seeks a Credit Analyst for the Large Corporate segment. You will prepare credit appraisal notes, discuss terms with the business, obtain information for CRANs and monitor accounts as per the sanctioning authority.

You will prepare monthly/quarterly monitoring reports, submit inspection findings from unit visits, and escalate issues with an action plan. CA/MBA/CFA with strong Excel and credit underwriting experience is preferred.

Qualifications

• Experience in Credit Underwriting for SME/Large Corporate.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and/or Infra sector credit analysis would be preferred (not mandatory).

Responsibilities

• Preparation of Credit Appraisal notes for SME/Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Financial modeling

Communication

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.