Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Jaipur; On-site; INR 500,000 - 750,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites applications for a Credit Analyst role in the Large Corporate segment.

The incumbent will prepare credit appraisal notes, discuss terms with business teams, and obtain customer data for CRANs. Responsibilities include monitoring portfolios, reporting, and visiting units for risk-related inspections. Candidates should have credit underwriting experience for SME/large corporates, solid Excel modelling skills, and qualifications such as

Qualifications

• Experience in credit underwriting for SME and large corporate segments.
• Strong financial modelling using Excel.
• CA/MBA/CFA qualifications are preferred or add credibility.
• Good verbal and written communication with presentational ability.

Responsibilities

• Prepare credit appraisal notes for SME/large corporate.
• Discuss terms and conditions for risk assessments with business teams.
• Gather information from customers to prepare CRANs.
• Monitor accounts as per sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Skills

Verbal communication

Written communication

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.