Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Nagpur District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst to prepare credit appraisal notes for SME and Large Corporate clients, discuss terms with business teams, and gather CRAN information for risk assessment.

The role includes monitoring accounts, compiling monthly/quarterly reports, and addressing escalations. Strong Excel skills and knowledge of Project Finance or infra sector credit analysis are preferred.

Qualifications

• Experience in credit underwriting for SME/ Large Corporate.
• Working knowledge of Excel for financial modeling.
• Experience in Project Finance or infra sector credit analysis preferred.
• CA/MBA/CFA credentials are valued.
• Strong verbal, written communication and presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on terms and conditions for risk assessments.
• Coordinate with customers to obtain information for CRANs.
• Monitor accounts based on sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Manage and address escalations related to risk assessments.

Skills

Communication skills

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.