Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Ahmedabad District; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. Ahmedabad invites applications for the role of Credit Analyst in the Large Corporate segment.

The role includes preparing credit appraisal notes, negotiating terms with the business, obtaining information for CRANs, and monitoring accounts as per sanctioning authority. The candidate should have experience in credit underwriting for SME/Large Corporate, Excel-based financial modeling, and strong communication and presentation skills.

Qualifications

• Experience in Credit Underwriting for SME/Large Corporate.
• Proficient in financial modeling using Excel.
• Experience in Project Finance and/or Infra sector preferred.
• CA/MBA/CFA qualification.
• Strong verbal and written communication and presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Financial modeling

Communication skills

Presentation skills

MS Excel

Education

CA

MBA

CFA

Tools

MS Excel

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.