Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Mumbai; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai invites a Credit Analyst to prepare credit appraisal notes for SME and large corporate clients, discuss terms and conditions, and gather information for CRANs.

You will monitor accounts, prepare monitoring reports, visit units, and address escalations related to risk assessments, with emphasis on financial modelling in Excel and strong communication.

Qualifications

• Experience required in Credit Underwriting for SME/Large Corporate.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and/or Infra sector credit analysis preferred (not mandatory).
• CA/MBA/CFA qualifications.
• Strong verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for SME/Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments.
• Discuss with customers for obtention of information for CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address escalations related to risk assessments.

Skills

Credit underwriting

Excel modelling

Education

CA / MBA / CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.