Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Chandigarh; Sur place; INR 600 000 - 900 000; Plein temps

Résumé du poste

Intellectual Capital HR Consulting Pvt. Ltd. seeks a Credit Analyst to prepare credit appraisal notes for SME and Large Corporate clients in the NAC segment. You will discuss terms and conditions with the business to assess risk and collect information for CRANs.

You will monitor accounts per sanctioning authority, prepare monthly/quarterly monitoring reports, and submit inspection reports after visiting units. You will escalate risks with an action plan and address any risk-related escalations.

Qualifications

• Experience in credit underwriting for SME/Large Corporate.

Responsabilités

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on terms and conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Connaissances

Credit underwriting

Communication skills

Formation

CA

MBA

CFA

Outils

Excel

Description du poste

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.