Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Coimbatore District; On-site; INR 500,000 - 800,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst to prepare credit appraisal notes for SME and Large Corporate clients.

The role involves discussing terms with the business, obtaining information for CRANs and monitoring accounts as per sanctioning authority requirements. The ideal candidate will have experience in credit underwriting, solid Excel-based financial modeling, and strong communication skills.

Qualifications

• Experience in Credit Underwriting for SME or Large Corporate.
• Proficient in Excel for Financial Modeling.
• Experience in Project Finance or Infra sector credit analysis preferred but not mandatory.
• Strong written and verbal communication, presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for SME/Large Corporate.
• Discuss terms and conditions with business for risk assessments.
• Obtain information for CRANs from customers.
• Monitor accounts as per sanctions authority terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plans for non-compliance.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit Underwriting

Excel Financial Modeling

Risk Analysis

Education

CA / MBA / CFA

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.