Credit Analyst NAC

Intellectual Capital HR Consulting Pvt. Ltd.; Indore District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Indore invites applications for a Credit Analyst role focused on SME and Large Corporate underwriting. You will prepare credit appraisal notes, discuss terms with business teams, and gather information for CRANs, ensuring risk assessments align with sanctions.

The role requires Excel-driven financial modelling, project finance insight, and strong communication skills to present findings to stakeholders.

Qualifications

• Experience required in Credit Underwriting for SME/Large Corporate.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and/or Infra sector credit analysis would be preferred (not mandatory).
• CA/MBA/CFA
• Good verbal, written communication & presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for SME/Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Financial modeling

Communication skills

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst

Segment: Large Corporate

Sub Segment: NAC

Job Role

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.