Branch Manager-Secured Loan

Seeds Fincap; Mathura, Muzaffarnagar, Alwar; On-site; INR 200,000 - 320,000; Full time

Job summary

Seeds Fincap invites applications for a field-based role focused on achieving disbursement targets while maintaining low delinquency. The position requires actively identifying target customers and overseeing disbursed loans aligned with company requirements.

The role involves developing and managing field teams across geographies for deeper market penetration, evaluating new regions for expansion, and ensuring strong client relationships to support brand growth.

Qualifications

• Comfortable with field work.
• Own a two-wheeler and valid driving licence.

Responsibilities

• To ensure the achievement of disbursement/ Sales targets with minimum delinquency.
• Identifying target customers & disbursed loans, based on company requirement.
• Enabling business growth by developing and managing a team across assigned geographies for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving collections targets.
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits for Monitoring and Field Investigation.
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Any other task assigned by the management.

Skills

Field work

Driving licence

Two-wheeler ownership

Job description

Role & responsibilities

• To ensure the achievement of disbursement/ Sales targets with minimum delinquency.
• Identifying target customers & disbursed loans, based on company requirement.
• Enabling business growth by developing and managing a team across assigned geographies for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving collections targets.
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits for Monitoring and Field Investigation.
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Any other task assigned by the management.

Preferred candidate profile

• Should be comfortable in Field Working
• Candidate must own his/her two-wheeler along with adequate and valid Driving Licence