Branch Manager - Retail MFB

Tata Capital; Ahmedabad District; On-site; INR 180,000 - 300,000; Full time

Job summary

Tata Capital is hiring a Field Sales Officer to drive microfinance disbursements, identify Joint Liability Groups, and expand the reach across assigned territories in Gujarat. You will focus on meeting targets with acceptable delinquency and build a strong local presence with customers.

Responsibilities include daily field visits, conducting centre meetings, tracking repayments, and maintaining portfolio quality while delivering excellent customer service and building the brand in the region.

Qualifications

• Freshers to experienced candidates in microfinance sales.
• Good understanding of microfinance and JLG models preferred.
• Graduates welcome for field sales in rural/urban areas.

Responsibilities

• Achieve disbursement targets with minimum delinquency.
• Identify Joint Liability Groups and disburse loans for target customers.
• Conduct regular field visits and centre meetings.
• Maintain portfolio quality by tracking dues and preventing fraud.

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate in any discipline

Job description

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of
• rs exp + as a sales officer in microfinance business
• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Qualification- Graduate in any discipline