Assistant Branch Manager

Kissht; Tiruppur; On-site; INR 600,000 - 1,000,000; Full time

Benefits offered by this job

Job summary

Kissht, an NBFC, seeks an Assistant Branch Manager to lead Business Development & Sales across branches in Tamil Nadu. The role focuses on the secured LAP product, sourcing loans up to 10 Lakhs, and driving branch profitability through effective leadership and operations.

You will manage the Sales Manager and Direct Sales Team, oversee collections, liaise with Operations and Credit, and expand LAP channels while maintaining strong client relationships in the local market.

Qualifications

• 5+ years experience in handling secured micro loan against property product.
• Prior Micro LAP business experience with ticket sizes 2 Lakhs - 15 Lakhs is mandatory.
• Have managed a team of 5-10 people.
• Well-connected with the local market and understand branch operations.

Responsibilities

• Building and managing the Micro Loan Against Property (secured) product.
• Sourcing loans with a maximum ticket size of 10 Lakhs.
• Will be handling branches; ensuring branch productivity.
• Overseeing the collections process within the branch.
• Managing the Sales Manager and Direct Sales Team (DST).
• Managing the branch's Profit and Loss, ensuring profitability.
• Handling DSA, Connectors, and Open Market Channels.
• Coordinate from login to disbursement and liaise with Operations and Credit for completion.
• Ensure high levels of customer engagement and satisfaction.
• Maintaining strong client relationships and expanding LAP in open market.

Job description

ROLE: Assistant Branch Manager

INDUSTRY TYPE: NBFC

DEPARTMENT: Business Development & Sales

EMPLOYMENT TYPE: Full Time, Permanent

ROLE CATEGORY: Retail Sales

RESPONSIBILITY

Building and managing the Micro Loan Against Property (secured) product.

Sourcing loans with a maximum ticket size of 10 Lakhs.

Will be Handling Branches

Ensuring the productivity of the branch.

Overseeing the collections process within the branch.

Managing the Sales Manager and Direct Sales Team (DST).

Managing the branch's Profit and Loss, ensuring profitability.

Handling DSA (Direct Selling Agents), Connectors, and Open Market Channels.

Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Ensuring high levels of customer engagement and satisfaction.

Maintaining strong relationships with clients.

Identifying and pursuing opportunities in the open market to expand the LAP customer base.

Planning & execution of market promotional activities QUALIFICATIONS

5+ Years experience in handling secured micro loan against property product

Prior experience in Micro LAP business (2 Lakhs - 15 Lakhs) ticket sizes is mandatory

Have managed a team of 5-10 people

Well-connected and great understanding of local market

Have handled branch setup and branch operations