Assistant Branch Manager

Kissht; Coimbatore District; On-site; INR 600,000 - 1,100,000; Full time

Job summary

Kissht is seeking an Assistant Branch Manager in Coimbatore to lead the Micro LAP business, build a strong team, and drive loan sourcing up to 10 Lakhs. You will oversee multiple branches, ensure branch productivity, and manage relations with DSAs and open market channels.

The ideal candidate has 5+ years in secured LAP products, hands-on branch operations experience, and deep local market knowledge to grow the LAP customer base and ensure profitability.

Qualifications

• 5+ years of experience handling secured micro LAP products.
• Experience in Micro LAP ticket sizes (2 Lakhs–15 Lakhs) is mandatory.
• Managed a team of 5–10 people.
• Well-connected with the local market.
• Handled branch setup and branch operations.

Responsibilities

• Build and manage the Micro LAP (secured) product.
• Source loans with ticket sizes up to 10 Lakhs.
• Will be handling branch management across locations.
• Ensure productivity of the branches.
• Oversee the collections process within the branch.
• Manage the Sales Manager and Direct Sales Team (DST).
• Own branch P&L and profitability.
• Handle DSAs, connectors, and open market channels.
• Ensure end-to-end files processing from login to disbursement with Operations and Credit.
• Maintain high customer engagement and satisfaction.
• Build strong client relationships and identify LAP growth opportunities.

Skills

LAP product expertise

Team management

Branch operations

Local market knowledge

Sales leadership

Job description

ROLE: Assistant Branch Manager

INDUSTRY TYPE: NBFC

DEPARTMENT: Business Development & Sales

EMPLOYMENT TYPE: Full Time, Permanent

ROLE CATEGORY: Retail Sales

RESPONSIBILITY

Building and managing the Micro Loan Against Property (secured) product.

Sourcing loans with a maximum ticket size of 10 Lakhs.

Will be Handling Branches

Ensuring the productivity of the branch.

Overseeing the collections process within the branch.

Managing the Sales Manager and Direct Sales Team (DST).

Managing the branch's Profit and Loss, ensuring profitability.

Handling DSA (Direct Selling Agents), Connectors, and Open Market Channels.

Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Ensuring high levels of customer engagement and satisfaction.

Maintaining strong relationships with clients.

Identifying and pursuing opportunities in the open market to expand the LAP customer base.

Planning & execution of market promotional activities QUALIFICATIONS

5+ Years experience in handling secured micro loan against property product

Prior experience in Micro LAP business (2 Lakhs - 15 Lakhs) ticket sizes is mandatory

Have managed a team of 5-10 people

Well-connected and great understanding of local market

Have handled branch setup and branch operations