Assistant Branch Manager

Kissht; Krishnagiri District; On-site; INR 600,000 - 800,000; Full time

Job summary

Kissht is seeking an Assistant Branch Manager in Tamil Nadu to lead the secured LAP portfolio and drive branch performance. You will oversee sales teams, manage P&L for the branch, and coordinate with Operations and Credit to ensure timely disbursements.

Ideal candidates bring 5+ years in secured LAP, strong local market ties, and experience in branch setup. This role involves managing teams, channels, and high-quality customer engagement across the open market.

Qualifications

• 5+ years experience handling secured micro loan against property (LAP).
• Prior experience in Micro LAP business with ticket sizes 2 Lakhs - 15 Lakhs is mandatory.
• Managed a team of 5-10 people.
• Well-connected with strong understanding of the local market.
• Handled branch setup and branch operations.

Responsibilities

• Building and managing the Micro Loan Against Property (secured) product.
• Sourcing loans with a maximum ticket size of 10 Lakhs.
• Will be handling branches and ensuring branch productivity.
• Overseeing the collections process within the branch.
• Managing the Sales Manager and Direct Sales Team (DST).
• Managing the branch's Profit and Loss and profitability.
• Handling DSA, Connectors, and Open Market Channels.
• Ensuring file processing from login to disbursement with internal dept liaison.
• Maintaining strong client relationships and expanding LAP base.
• Planning and executing market promotional activities.

Skills

Team management

Branch operations

Local market knowledge

Sales leadership

Customer engagement

Job description

ROLE: Assistant Branch Manager

INDUSTRY TYPE: NBFC

DEPARTMENT: Business Development & Sales

EMPLOYMENT TYPE: Full Time, Permanent

ROLE CATEGORY: Retail Sales

RESPONSIBILITY

Building and managing the Micro Loan Against Property (secured) product.

Sourcing loans with a maximum ticket size of 10 Lakhs.

Will be Handling Branches

Ensuring the productivity of the branch.

Overseeing the collections process within the branch.

Managing the Sales Manager and Direct Sales Team (DST).

Managing the branch's Profit and Loss, ensuring profitability.

Handling DSA (Direct Selling Agents), Connectors, and Open Market Channels.

Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Ensuring high levels of customer engagement and satisfaction.

Maintaining strong relationships with clients.

Identifying and pursuing opportunities in the open market to expand the LAP customer base.

Planning & execution of market promotional activities QUALIFICATIONS

5+ Years experience in handling secured micro loan against property product

Prior experience in Micro LAP business (2 Lakhs - 15 Lakhs) ticket sizes is mandatory

Have managed a team of 5-10 people

Well-connected and great understanding of local market

Have handled branch setup and branch operations