Assistant Branch Manager

Kissht; Madurai District; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Kissht in Madurai is seeking an Assistant Branch Manager to lead the Business Development & Sales, focus on secured LAP products, and drive loan sourcing up to 10 Lakhs. The role oversees branch teams, collections, and P&L, with strong emphasis on customer engagement.

The candidate should have 5+ years of secured LAP experience, proven team management, and solid local market connections to expand the LAP customer base.

Qualifications

• 5+ years experience in handling secured micro loan against property product.
• Prior experience in Micro LAP business (2 Lakhs - 15 Lakhs) ticket sizes is mandatory.
• Have managed a team of 5-10 people.
• Well-connected and great understanding of local market.
• Have handled branch setup and branch operations.

Responsibilities

• Building and managing the Micro Loan Against Property (secured) product.
• Sourcing loans with a maximum ticket size of 10 Lakhs.
• Will be Handling Branches and ensuring branch productivity.
• Overseeing the collections process within the branch.
• Managing the Sales Manager and Direct Sales Team (DST).
• Managing the branch's Profit and Loss, ensuring profitability.
• Handling DSA, Connectors, and Open Market Channels.
• Ensuring files move from login to disbursement and liaising with Operations and Credit for closures.
• Maintaining strong relationships with clients and expanding LAP base.

Job description

ROLE: Assistant Branch Manager

INDUSTRY TYPE: NBFC

DEPARTMENT: Business Development & Sales

EMPLOYMENT TYPE: Full Time, Permanent

ROLE CATEGORY: Retail Sales

RESPONSIBILITY

Building and managing the Micro Loan Against Property (secured) product.

Sourcing loans with a maximum ticket size of 10 Lakhs.

Will be Handling Branches

Ensuring the productivity of the branch.

Overseeing the collections process within the branch.

Managing the Sales Manager and Direct Sales Team (DST).

Managing the branch's Profit and Loss, ensuring profitability.

Handling DSA (Direct Selling Agents), Connectors, and Open Market Channels.

Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Ensuring high levels of customer engagement and satisfaction.

Maintaining strong relationships with clients.

Identifying and pursuing opportunities in the open market to expand the LAP customer base.

Planning & execution of market promotional activities QUALIFICATIONS

5+ Years experience in handling secured micro loan against property product

Prior experience in Micro LAP business (2 Lakhs - 15 Lakhs) ticket sizes is mandatory

Have managed a team of 5-10 people

Well-connected and great understanding of local market

Have handled branch setup and branch operations