Underwriter – Motor Trade

QBE Insurance Group; Chelmsford; Hybrid; GBP 45,000 - 60,000; Full time

Job summary

An international insurance company is seeking a Motor Trade Underwriter to join their experienced team. The role can be based in Chelmsford, Bristol, or Birmingham with a hybrid work model. Ideal candidates will have UK motor trade underwriting experience, the ability to negotiate effectively, and a strong understanding of the Southeast market. The position offers competitive benefits including flexible working and a generous holiday allowance.

Benefits

30 days holiday with an option to buy 2 additional days

Flexible working opportunities

Pension with 10% employer contributions

Fully funded private medical insurance

26 weeks of parental leave at full pay

Short-term remote work abroad

Cycle-to-Work scheme

Qualifications

• Experience in UK motor trade underwriting.
• Ability to negotiate effectively.
• Experience with larger premium spend clients £50k+.
• Good intermediary relationships in the Southeast market.
• Collaborative work with specialist teams.
• Understanding key profit drivers for shareholders.

Responsibilities

• Underwrite insurance risks as per the Business Plan.
• Build relationships with stakeholders to maximize influence.
• Participate in strategy and best practice development.
• Promote the company for brand leverage.
• Comply with legal and regulatory requirements.
• Adhere to underwriting standards.

Skills

UK motor trade underwriting

Negotiation skills

Motor Trade product technical experience

Knowledge of Southeast market

Collaborative working

Commercial understanding

Job description

Primary Details

Time Type: Full time

Worker Type: Employee

Underwriter – Motor Trade

Chelmsford, Bristol or Birmingham with hybrid working

QBE are hiring for a Motor Trade Underwriter to join our experienced Motor Trade team. The role can be based from our office in Chelmsford, Bristol or Birmingham and will have coverage across the Southeast.

Our motor trade product across the UK has grown significantly, and we are looking for an additional Underwriter to maintain this development for the Southeast region. With large premiums, a wide appetite and clear underwriting strategy, this is a brilliant opportunity to join an empowered, supportive team.

This is for the perfect role for an empowered motor trade Underwriter with good technical skills, sound business acumen and the ability to identify customer solutions and make sound underwriting decisions to achieve business plan objectives.

Responsibilities

• Underwrite insurance risks in accordance with the Business Plan and the personal authority to meet business objectives
• Build and maintain strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximise influence
• Participate fully and use your expertise to shape and develop strategy, knowledge and best practice
• Promote the department, division and company to maximise brand leverage
• Comply with all legal and regulatory requirements to ensure obligations are met
• Adhere to underwriting standards, instructions and good practice to minimise risk and maximise efficiency
• Actively keep abreast of market dynamics and demonstrate market cycle awareness to operate effectively and appropriately

About You

• Experience in UK motor trade underwriting
• Ability to negotiate effectively to secure and retain new and existing motor trade business
• Motor Trade product technical experience – preferable with larger premium spend clients £50k+
• Knowledge of the Southeast market with good intermediary relationships
• Ability to work collaboratively with a specialist UK motor trade team and with risk solutions, claims management and operational support teams
• Commercial ability to understand the key profit drivers to maximise long term wealth for our shareholders

Why QBE? At My Best

At QBE, we want our people to feel rewarded and inspired to perform at their best. We offer wellbeing initiatives and benefits that provide flexibility to suit what matters most to you. Our culture supports our people and is underpinned by the QBE DNA.

We are an international insurer focused on becoming the most consistent and innovative risk partner. We are committed to flexible working and inclusivity. For more information on flexibility, see our Careers Page.

With more than 13,000 people across 27 countries, we are big enough to make an impact and small enough to feel like a friendly workplace.

To find out more about why you should work for QBE, visit our careers site.

Benefits and Inclusion

At QBE, we offer benefits and policies designed to support you personally and professionally. Examples include:

• 30 days holiday a year with the option to buy up to 2 additional days
• Flexible working opportunities, including part-time, job share and compressed hours
• Pension with automatic enrolment and 10% employer contributions
• Fully funded private medical insurance for you and your family
• Family-friendly policies with 26 weeks of parental leave at full pay
• Short-term remote work abroad (up to 20 days per year)
• Sustainable investing as part of the pension strategy
• Cycle-to-Work scheme (up to £5,000 for bike and accessories)

What next?

If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply. Click the “apply” button to submit your CV and other relevant documents, and a member of our Talent Acquisition team will be in contact if you meet the requirements of the role.

APPLY NOW and let’s make it happen!

How to Apply

To submit your application, click Apply and follow the step-by-step process.

Equal Employment Opportunity

QBE is an equal opportunity employer and complies with equal employment opportunity legislation in each jurisdiction it operates.