Treasury & Balance Sheet Risk Manager

Castle Trust Group; Greater London; Hybrid; GBP 100,000 - 125,000; Full time

Job summary

A fintech challenger bank is seeking a Treasury & Balance Sheet Risk Manager to lead the development of risk management capabilities in Treasury and ensure robust oversight across risk drivers. Candidates should possess demonstrable experience in treasury functions within retail banking, with strong numeracy and negotiation skills. The position offers a hybrid working arrangement and an attractive salary package that includes performance-related bonuses and generous benefits, fostering a supportive and inclusive workplace.

Benefits

Annual performance related bonus

Contributory pension scheme

25 days annual leave

Private healthcare

Discounted gym membership

Qualifications

• Minimum of 5 years in treasury functions of a retail bank or consultancy.
• Strong familiarity with regulatory requirements specific to small to medium banks.
• Ability to produce and deliver clear reporting for senior management.

Responsibilities

• Develop a comprehensive capability to monitor and manage treasury risks.
• Maintain a robust risk framework with effective policies and oversight.
• Collaborate with finance and risk colleagues for effective risk management.

Skills

Demonstrable experience in the Treasury function

Strong understanding of IRRBB risk

Understanding of Liquidity risk

Proven ability to negotiate and influence

Strong numeracy skills

Effective presentation skills

Education

Relevant postgraduate degree or professional qualification

Job description

The opportunity

We haveanopportunity for aTreasury & Balance Sheet Risk Managerto join us on the exciting and rewarding path we are taking here at Castle Trust Bank.Wepride ourselves in being a fintech challenger bank, providing specialist property mortgages, retail financelendingand savings accounts to a variety of customers.

This is a unique opportunityto join our Risk team to lead on the development of a comprehensive 2ndline capability to monitor and manage risks arising in the Treasury function and the overall Balance sheet of Castle Trust Bank, covering: Capital; Liquidity; Market (Interest Rates); Wholesale Credit; Accounting Volatility (behavioural and rates).

You willmaintaina robust risk framework, ensuring effective policies,limitsand oversight across key risk drivers. This includes managing and challenging risk models, supporting regulatory submissions, and delivering clear reporting toExCoand the Board.You'llcollaborate with Treasury,Financeand risk colleagues to provide strong first and second line challenge and drive effective risk management across the organisation.

The role will be on a hybrid working arrangement, 3 days a week fromourLondon office and the rest of the week from home.

What we are looking for in you

Minimumrequirements:

• Demonstrable experience working in the Treasury function of a retail bank and / or consultancy servicing the same
• Strong understanding of IRRBB risk
• Understanding of Liquidity risk, including PRA requirements in the context of a small-medium sized bank
• Proven ability to negotiate and influence
• Strong numeracy skills and exposure to modelling / data / analytics
• Effective presentation skills

Desirable requirements:

• Exposure to Accounting Volatility risk arising from models, assumptions and market indices embedded into accounting valuations
• Understanding of Accounting volatility
• Understanding of Capital risk including PRA requirements in the context of a small-medium sized bank
• Understanding of Model Risk Management approaches
• Understanding of Counterparty Credit Risk Management
• Exposure to a small / medium size bank culture
• Relevant postgraduate degree or professional qualification

What's in it for you

As well as a competitive salary,we offer an annual performance related bonus(up to 10% of base salary)based on individual and company performance. In addition, a generous contributory pension scheme through Hargreaves Lansdown, life assurance, 25days annual leave (plus bank holidays on top) with theoptionto buy/sell up to 5additionaldays (terms apply). In addition, you will receive an extra day paid annual leave for Volunteering.

Wellbeing is also high on our agenda, and we offerprivatehealthcarethroughEquipsme. In addition, all colleagues have free access toBHFS RiseEAP to support their health and wellbeing. We also offer free eye test vouchers and discounted gym membership, and ifthat'snot enough, we also offer season ticket travel loans (if applicable).

Caught your attention?

If so,we'dlove to talk to you and tell you more about whatit'slike to work at Castle Trust Bank - The PlaceToWork!

Castle Trust Bank is an equal opportunity employer where we celebrate diversity and are committed to creating an inclusive environment for all our colleagues to thrive. We welcome applications from all and will not discriminate against any status/characteristic protected by law and will always base our decisions on merit.

We are proud to support people with disabilities and are committed to be a Disability Confident employer. If you are a person with a disability and meet theminimumcriteria for the role you will be offered an interview. Should you require any reasonable adjustment to support you in your application for one of our opportunities, please contact

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