Senior Relationship Manager – Francophone Africa
Job Title: Senior Relationship Manager – Francophone Africa
Location: Francophone Africa
Salary: Competitive Salary + Other Benefits
Role Overview
The Senior Relationship Manager – Francophone Africa will be responsible for developing and growing the Bank’s Trade, Lending and Correspondent Banking business across the Francophone Africa region. The role is primarily relationship-driven, focused on deepening existing client relationships, originating new business, expanding market share, and providing market intelligence to the Accra and London offices.
The role holder is expected to have a sound understanding of the Bank’s credit policy, AML/KYC requirements, product suite, tariffs and delivery channels.
Key Responsibilities
Relationship Management & Business Development
- Serve as the face and ambassador of the Bank in the Francophone Africa marketplace.
- Retain and grow offshore banking relationships with corporates, financial institutions, parastatals and government agencies.
- Convert prospects into active relationships and develop account plans for priority clients.
- Identify and originate short- to medium-term structured transactions, including opportunities for participation.
- Promote the Bank’s brand and product offerings within the region and across relevant trade bodies and professional networks.
- Develop an annual business plan for the coverage area, including strategy and financial projections.
- Provide periodic reviews of performance against plan, explain variances and implement corrective measures.
- Provide regular country risk reports covering economic, political, regulatory and market developments, including exit/remain recommendations.
- Identify potential locations for a Representative Office in the region.
Client Coverage & Account Management
- Develop and execute multi-level calling plans for assigned relationships.
- Prepare and maintain detailed account plans for top clients, covering assets, liabilities, transaction services and delivery channels.
- File call reports and aide-mémoire capturing key discussions, opportunities and service issues, and follow up on agreed action points.
- Review MIS from London-based operating units to assess wallet share and relationship performance.
Operations, Delivery & Internal Liaison
- Act as the liaison between regional customers and the Bank’s delivery units (Trade Finance, Treasury, Global Funds Transfers and Retail Services).
- Encourage adoption of the Bank’s online banking channels, including demonstrations, onboarding and usage monitoring.
- Attend weekly conference calls with London and Accra teams and provide updates on pipeline activity and new transactions.
Risk, Compliance & Governance
- Conduct annual due diligence and KYC reviews for all corporate and FI customers.
- Maintain full compliance with the Bank’s credit policy, AML/KYC framework and regulatory requirements.
Partnerships & Structured Transactions
- Perform any other duties as assigned by the Head, Client Coverage Africa.
- Meet or exceed agreed financial targets.
Person Specification
Skills & Capabilities
- Strong marketing, interpersonal and communication skills.
- Ability to network and engage senior executives across institutions.
- Strong business development and strategic planning skills.
- Solid negotiation, credit and risk analysis capability.
- Strong problem-solving skills and customer orientation.
- Good understanding of Trade Finance, Treasury and cross-functional banking products.
- Appreciation of market dynamics, geopolitical trends and macro-economic factors.
- Strong teamwork skills and ability to operate in a culturally diverse environment.
Knowledge
- Strong knowledge of the banking industry across Ghana and the wider sub-region.
- Sound understanding of credit policy, operating systems and product offerings.
- Good knowledge of KYC and AML policies.
Experience
- Minimum of 3 years’ experience in relationship management or business development within Corporate Banking, Public Sector or Financial Institutions.
- Experience managing cross-border relationships and account opening processes.
- Experience in lending and deal structuring.
Qualifications
- Bachelor’s degree in Finance or a related discipline from a recognised university.
- A Master’s degree is an added advantage.
IT Skills
- Proficient in Microsoft Office applications.