Senior Credit Risk Manager – Complex Commercial Lending

Identify Solutions; Metropolitan Borough of Solihull; Hybrid; GBP 55,000 - 65,000; Full time

Job summary

A specialist UK bank is seeking a Credit Risk Manager to join their experienced credit team in Solihull. This pivotal role involves reviewing and sanctioning commercial lending proposals, assessing complex deals, and making independent credit decisions. The ideal candidate will have extensive experience in credit underwriting, strong financial analysis skills, and confidence operating at a senior level. A competitive salary of around £65,000 with flexibility for exceptional candidates is offered along with a strong benefits package and a hybrid working model.

Benefits

Strong benefits package

Exposure to complex deals

Influential role within the business

Qualifications

• Extensive experience in commercial credit underwriting required.
• Strong financial analysis skills across full company accounts are essential.
• Experience operating with significant personal credit mandate (7-figure+).

Responsibilities

• Review and sanction complex commercial lending proposals.
• Prepare detailed credit papers for executive committees.
• Advise on structuring and risk mitigation.

Skills

Experience in commercial credit underwriting

Financial analysis skills

Judgement application

Confidence at senior stakeholder level

Job description

A specialist UK bank is seeking a Credit Risk Manager to join their experienced credit team in Solihull. This pivotal role involves reviewing and sanctioning commercial lending proposals, assessing complex deals, and making independent credit decisions. The ideal candidate will have extensive experience in credit underwriting, strong financial analysis skills, and confidence operating at a senior level. A competitive salary of around £65,000 with flexibility for exceptional candidates is offered along with a strong benefits package and a hybrid working model.