Securities Based Lending Analyst

JPMorgan Chase; City of Edinburgh; On-site; GBP 40,000 - 60,000; Full time

Job summary

A global financial services leader in Edinburgh is seeking a Securities Based Lending Analyst to manage a portfolio of loans and collaborate with internal teams. Ideal candidates will have a Bachelor's Degree in finance, strong communication skills, and experience in credit risk analysis. Fluency in English and experience with financial instruments are essential for success in this dynamic role.

Qualifications

• Fluency in English is essential.
• Understanding of financial markets and financial instruments, including derivatives.
• Experience in credit risk and/or lending analysis is preferred.

Responsibilities

• Originate and maintain a large portfolio of loans secured by liquid assets.
• Underwrite, set up, and document new credit facilities in a timely manner.
• Proactively resolve portfolio maintenance issues.

Skills

Strong communication and interpersonal skills

Good organizational skills

Ability to work well in an integrated team environment

Education

Bachelor's Degree or professional qualification in the financial industry

Tools

VBA

Alteryx

Signavio

Python

Tableau

Job description

Overview

Are you passionate about delivering first-class client experience and eager to develop your expertise in a fast-paced environment? Join our team at J.P. Morgan International Private Bank in Edinburgh, where we are committed to building a diverse team and welcome applications from all backgrounds.

As an Securities Based Lending Analyst within the Securities-Based Lending Team, you will be responsible for originating and maintaining a large portfolio of loans secured by liquid assets for Private Bank clients. SBL Analyst is a perfect early-career role for those seeking to develop their expertise in credit risk and financial markets.

Responsibilities

• Work with internal stakeholders to deliver the best product solution for the client with a sound credit structure;
• Underwrite, set up, and document new credit facilities in a timely fashion and liaise with other teams across the firm to ensure timely delivery;
• Generate and review credit proposals, ensure adherence to credit policies, accurate borrower analysis and a completeness of credit risk assessment. Maintain the highest standards of quality and accuracy;
• Provide ongoing portfolio maintenance. Proactively resolve exceptions, including under-margin situations, past due principal/interest payments and transactional issues;
• Review other transactions that have an element of credit risk, such as derivative trades, to ensure trading activity adheres to the firm's policies and risk appetite.

Qualifications

• Bachelor's Degree / professional qualification or relevant business experience in the financial industry;
• English fluency essential;
• Strong communication and interpersonal skills;
• Good organizational skills and ability to drive change;
• Ability to work well in an integrated team environment; dedicated team player.

Preferred qualifications, capabilities and skills

• Understanding or experience with credit risk and/or lending analysis, including lending values, credit regulations, and legal documentation;
• Understanding of financial markets and financial instruments, including derivatives;
• Fluency in Italian or French;
• Experience in using VBA / Alteryx / Signavio / Python and/or Tableau

About us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.