Real Estate Underwriter

Zurich Insurance; Ambleside; On-site; GBP 45,000 - 65,000; Full time

Job summary

A leading global insurance provider is seeking an Underwriter for their Commercial Real Estate team in Ambleside. This permanent role emphasizes portfolio and case underwriting. The successful candidate will benefit from mentorship and can progress within the company. Qualifications include strong analytical and relationship management skills, with a desire for those new to real estate underwriting. The company offers a range of competitive benefits including a non-contributory pension scheme and annual bonuses, prioritizing a healthy work-life balance.

Benefits

12% defined non-contributory pension scheme

Annual company bonus

Income protection

Life cover – four times your salary

25 days holiday a year plus bank holidays

Three days paid volunteering

Private medical insurance

Discounted gym membership

Qualifications

• Previous Real Estate/Property underwriting experience is desired.
• Proactive and able to manage a varied workload.
• Strong negotiation skills.

Responsibilities

• Deliver against underwriting & financial measures as outlined in the plan.
• Serve as a key Zurich contact for our customers.
• Promote continuous improvement and process efficiency.

Skills

Strong relationship management skills

Strong analytical skills

Strong verbal, written communication and negotiation skills

Excellent team player

Ability to effectively assess risk

Education

Cert or DiP CII qualified or actively working towards accreditation

Job description

We're looking for an Underwriter to join our Commercial Real Estate team on a permanent basis focusing on portfolio and case underwriting on a key area of the REI account. If you share our passion for putting customers first and our relentless desire to meet their expectations, this role could be for you! Working within our Real Estate Underwriting team, you will join a team of experienced underwriters that will be able to support you. Don't worry if you don't have specific real estate experience as training and guidance will be provided. This is a great opportunity for someone that is looking to progress in one of the world's largest insurance companies.

Responsibilities

• Deliver against underwriting & financial measures as outlined in the plan.
• Demonstrate market visibility & underwriting expertise.
• Develop, maintain & collaborate with Line of Business representatives on referrals and other business-related needs, as appropriate.
• Qualify accounts to meet the organisation's appetite, consistent with sound business opportunity.
• Accurately select, assess and price risk in line with underwriting mentorship.
• Serve as a key Zurich contact for our customers.
• Promote continuous improvement and process efficiency.
• Contribute to a positive and supportive team culture.

Qualifications & Skills

• Previous Real Estate/Property underwriting experience is desired.
• Strong relationship management skills.
• Strong analytical skills.
• Proactive and able to manage a varied workload.
• Strong verbal, written communication and negotiation skills.
• Excellent team player.
• Strong negotiation skills.
• Ability to effectively assess risk.
• Cert or DiP CII qualified or actively working towards accreditation.

Benefits

• 12% defined non‑contributory pension scheme.
• Annual company bonus.
• Income protection.
• Life cover – four times your salary.
• 25 days holiday a year plus bank holidays; option to swap UK bank holidays for days off that have cultural or religious significance.
• Option to buy up to an additional 20 days or sell some of your holiday.
• Three days paid volunteering.
• Up to 16 weeks full pay for maternity, paternity and adoption leave.
• Private medical insurance.
• Virtual GP appointments.
• Discounted gym membership.
• Free flu jab.
• Access to a wealth of support from our wellbeing partners.

Our Culture & Values

Zurich is committed to diversity and inclusion, treating all applicants fairly and with respect irrespective of background, disability or any other protected characteristic. We prioritise a healthy work–life balance, continuous learning, and community engagement through our Zurich Community Trust.

We strive to create a brighter, more sustainable future and recognise the importance of wellbeing across physical, mental, social and financial aspects.