Prudential Risk Manager

Gatehouse Bank plc; Milton Keynes; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A UK challenger bank is seeking a Prudential Risk Manager to oversee firm-wide risk management activities, focusing on capital and liquidity risks in a recognized lending environment. This role requires knowledge of UK banking regulations, completion of regulatory documents, and strong quantitative skills. The position offers a hybrid working model with flexibility, along with an attractive benefits package including medical insurance and pension plans. Ideal for candidates with a solid risk management background.

Benefits

25 days holiday entitlement increasing with service

Pension plan

Private medical insurance

Income protection

Life assurance

Employee referral bonus

Qualifications

• 5+ years of relevant risk management experience in a recognized lending environment.
• Knowledge of capital and liquidity frameworks is essential.
• Ability to interpret data and produce detailed reports.

Responsibilities

• Oversee firm-wide risk management activities including risk appetite development and monitoring.
• Monitor key bank risks and investigate large movements.
• Maintain the stress testing governance framework and documentation.
• Ensure compliance with the risk appetite for the bank's asset portfolio.
• Produce and report risk management information to stakeholders.

Skills

Knowledge of residential mortgages

Capital and Liquidity knowledge

Risk management & analysis experience

Knowledge of UK banking regulations

Experience in credit risk management

Experience in operational risk management

Experience in market risk management

Experience in capital risk management

Experience in completion of regulatory documents

Statistical background

Strong quantitative and problem-solving skills

Job description

The Prudential Risk Manager will oversee the second line of defence (2LOD) across the Bank’s key risks by performing firm‑wide risk management activities, including Risk Appetite development & monitoring.

Please note - the position is office based with a Hybrid Working policy with flexibility to work from home up to 3 days a week.

Key responsibilities

• Co‑coordinate key firm‑wide risk management activities and as part of second line oversight monitor key bank risks (including Treasury counterparties, exposure limits, market, and liquidity risk) and capital; and investigate any large movements.
• Lead on maintaining the stress testing governance framework and documentation.
• Lead on the maintenance of the Bank’s regulatory documents (Risk Appetite, ICAAP, ILAAP and RRP)
• Monitoring and management of the bank’s portfolio of assets to ensure ongoing compliance with risk appetite.
• Support with the production, review, and reporting of risk management information, including status of the risk appetite dashboard, to key stakeholders and committees across the bank.
• Co‑coordinate the monthly production of Management information for ALCO, ERC and BRCC and present where required.

Skills required

• Knowledge of residential mortgages
• Capital and Liquidity knowledge
• Relevant risk management & analysis experience within a recognised lending environment.
• Knowledge of UK banking regulations and risk related standards and requirements.
• Experience in the following: credit, operational, market, and capital risk management.
• Experience in completion of regulatory documents (ICAAP, ILAAP, RRP)
• Statistical background to interpret data and produce reports
• Strong quantitative and problem‑solving skills.

About us

Founded in 2007, we are a challenger bank that operates in accordance with Shariah principles, with offices in London, Milton Keynes and Wilmslow. We offer personal and corporate savings products and finance for UK residential and commercial property, in addition to sourcing and advising on UK real estate investments.

Benefits

We offer highly attractive reward package; the typical benefits include:

• 25 days holiday entitlement increasing with service
• Pension plan
• Private medical insurance
• Income protection
• Life assurance
• Employee referral bonus

Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.