Principal Product Manager

DCS Recruitment; West Midlands; Hybrid; GBP 76,000 - 90,000; Full time

Job summary

A leading financial technology firm in the United Kingdom is seeking a Principal Product Manager to drive innovation in payment solutions and financial products. This hybrid role involves leading product initiatives that enhance financial inclusion while ensuring compliance with industry standards. The ideal candidate will have a strong fintech background and be adept at managing cross-functional teams to deliver impactful products. If you are passionate about technology-driven solutions that create social impact, we want to hear from you.

Qualifications

• Proven experience as a Product Manager in a challenger bank or payments-led organization.
• Strong track record of delivering customer-centric, scalable digital products.
• Excellent stakeholder management and communication skills.

Responsibilities

• Lead innovation in payments and digital financial products.
• Own the end-to-end product lifecycle from ideation to launch.
• Identify technology trends to shape product strategy.
• Collaborate with various teams for seamless user experiences.

Skills

Product Management in fintech

Knowledge of payments infrastructure

Stakeholder management

Cross-functional leadership

Data-driven decision making

Job description

Overview

Principal Product Manager – Banking / Payments & FinTech

Midlands (Hybrid) | Technology / Software / Product-Led

Salary: DOE £90,000+ (Negotiable)

Join us in shaping the future of financial products.

Are you a product leader with a passion for building innovative, tech-driven payment solutions that make a real social impact? We’re looking for a Principal Product Manager with a strong software and payments background—ideally from a challenger banking or fintech environment—to lead high-impact initiatives that empower underserved communities.

This is a senior, strategic role where you’ll combine product vision, commercial acumen, and technical depth to deliver scalable solutions in a regulated environment.

What You’ll Do

• Lead innovation in payments and digital financial products, with a clear focus on driving financial inclusion.
• Own the end-to-end product lifecycle, from ideation and discovery through launch, optimisation, and scale.
• Identify emerging technology and market trends, shaping a long-term product strategy that drives growth and engagement.
• Provide commercial ownership, ensuring products deliver strong ROI and measurable business value.
• Collaborate cross-functionally with Engineering, IT, PMO, Marketing, Compliance, and Business Operations to deliver seamless, user-centric experiences.
• Inspire and influence teams through a compelling product vision, acting as a senior product leader within the organisation.
• Ensure strong understanding of and adherence to payments regulation and industry standards.
• Lead the development and execution of go-to-market strategies for new and enhanced products.
• Use data-driven insights to continuously optimise product performance and inform future development.

What We’re Looking For

• Proven experience as a Product Manager in a challenger bank, fintech, or payments-led organisation.
• Strong track record of delivering customer-centric, scalable digital products that solve real problems.
• Deep understanding of payments infrastructure, processes, and emerging innovation trends.
• Experience working effectively with cross-functional, multi-disciplinary teams in fast-paced environments.
• Comfortable operating in a regulated industry, balancing innovation with compliance.
• Demonstrated success bringing products to market and driving adoption and engagement.
• Excellent stakeholder management, communication, and leadership skills.
• Strategic thinker with a genuine passion for technology-led innovation and social impact.

Why Join Us?

You’ll play a pivotal role in shaping products that don’t just perform commercially—but make a meaningful difference. If you’re excited by complex challenges, modern tech stacks, and the opportunity to influence the future of inclusive finance, we’d love to hear from you.