Portfolio Manager (Development Finance)

Shawbrook; Birmingham; On-site; GBP 80,000 - 100,000; Full time

Job summary

A financial services firm in Birmingham is looking for a Portfolio Manager (Development Finance) to oversee development projects and manage credit risk effectively. The role entails ensuring adherence to operational procedures while maintaining strong relationships with clients through regular communication. Candidates should have proven experience with development finance loans, strong negotiation skills, and the ability to conduct site visits as needed. This full-time role offers various benefits focused on well-being and work-life balance.

Benefits

Market leading family-friendly policies

Access to Headspace mindfulness app

Employee Assistance Programme

Cycle to work scheme

Discounts on gym membership

Contributory pension scheme

Minimum of 27 days holiday per year

Participation in annual bonus scheme

Qualifications

• Proven experience managing a comprehensive portfolio of development finance loans.
• Good understanding of credit risk.
• Strong interpersonal and negotiation skills.
• Willing to commit to regular client site visits.

Responsibilities

• Manage in-life activities of a loan portfolio.
• Collaborate with internal teams to drive efficiencies.
• Monitor portfolio trends and market conditions.
• Maintain strong relationships with customers.

Skills

Project / Program Management

Credit Analysis

Financial Analysis

Portfolio Management

Analysis Skills

Banking

Job description

The Portfolio Manager (Development Finance) plays a crucial role in overseeing a portfolio of development projects managing credit risk and ensuring the effective ongoing administration of loans. The role requires adherence to operational procedures and company values promoting integrity and consistency in all activities.

Responsibilities

Portfolio Management

• Manage the in-life activities of a loan portfolio (Annual Reviews drawdowns restructures site visits Early Warning Indicators (EWIs) MI / covenants and expiry dates etc.)
• Proactively engage with Credit and provide relevant updates in line with internal procedures.
• Collaborate with Construction Risk and NPL teams on underperforming loans.
• Work collaboratively with colleagues to drive efficiencies and raise standards across the team.
• Monitor portfolio trends and market conditions (horizon scanning).

Risk & Compliance

• Ensure adherence to internal policies and procedures.
• Stay alert to potential risks and escalates with the appropriate stakeholders. Examples include loan deterioration customer financial stress internal training requirements software issues etc.
• Adopt a forward-looking approach to risk management to ensure risks are identified and escalated early in their life cycle.

Client & Stakeholder Engagement

• Maintain strong relationships with customers through regular communication / site visits. Focus on customer retention and experience.
• Effectively manage risk through strong client communication and close collaboration with internal teams.

Qualifications

• Proven experience of managing a comprehensive portfolio of development finance loans.
• Good understanding of credit risk.
• Competent in collating key information and submitting relevant documentation in support of loan restructures including loan modelling.
• Strong interpersonal and negotiation skills.
• Able to commit to regular client site visits and hold a valid driving licence.

Additional Information

Your Wellbeing

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include :

• Market leading family friendly policies such as access to our Maternity Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns mental wellbeing and more general queries around family work housing and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - Its important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when youre enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution

Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done

Remote Work : No

Employment Type : Full-time

Key Skills

• Project / Program Management
• Project Portfolio Management
• Portfolio Management
• Credit Analysis
• Banking
• Pricing
• Analysis Skills
• Project Management
• Financial Analysis
• Budgeting
• Property Management
• Contracts

Experience: years

Vacancy: 1