Payments Settlement Lead — Hybrid & Impact

Capital One; Farnborough; Hybrid; GBP 60,000 - 85,000; Full time

Benefits offered by this job

Pension scheme

25 days annual leave

Private medical insurance

Parental leave

Job summary

Capital One UK is seeking a Payments Settlement Operations Lead in Farnborough. The role involves managing settlement balances, reconciliations, and liaising with Legal, Compliance and Business Risk functions across the International Settlement organization.

You will drive process improvements, risk controls and AI-powered enhancements with Gemini tools, in a hybrid working pattern. You will support daily settlement controls, investigate discrepancies, and mentor team members while maintaining

Qualifications

• This role expects knowledge of the payment network industry with a focus on compliance, risk or operations.
• Strong communication and liaison skills across multiple partners.
• Experience with AI tools and enterprise risk controls.

Responsibilities

• Provide financial and operational support on daily settlement controls and reconciliation.
• Lead response to past due payments and escalation of customer-impacting issues.
• Collaborate with cross-functional teams to resolve discrepancies and automate processes.

Skills

Payment Network

Compliance Risk

Google Suite

AI knowledge

Tools

Gemini

GEMS

Job description

Capital One UK is seeking a Payments Settlement Operations Lead in Farnborough. The role involves managing settlement balances, reconciliations, and liaising with Legal, Compliance and Business Risk functions across the International Settlement organization.

You will drive process improvements, risk controls and AI-powered enhancements with Gemini tools, in a hybrid working pattern. You will support daily settlement controls, investigate discrepancies, and mentor team members while maintaining