Mortgage Risk & QA Lead - SME in Lending Policy

Apogee Corporation*; Shrewsbury; On-site; GBP 45,000 - 60,000; Full time

Job summary

A financial institution in the United Kingdom is seeking a Credit Risk Analyst to lead quality assurance reviews across its mortgage portfolio. This role involves conducting QA reviews, providing subject matter expertise on lending criteria, and ensuring that QA findings are integrated into operational practices. The ideal candidate will have at least 5 years of underwriting experience in a secured lending environment and strong analytical skills. Excellent communication is essential, as well as the ability to work both independently and within a team.

Qualifications

• Minimum 5 years' experience in mortgage underwriting with a lending mandate.
• Strong understanding of secured lending across BTL, Bridging, and Residential asset classes.
• Analytical mindset with proven ability to interpret data and produce meaningful insights.

Responsibilities

• Conduct second line QA reviews of mortgage underwriting decisions across all secured lending channels.
• Provide SME input on lending criteria, policy changes, and new product development.
• Collaborate with internal stakeholders to ensure QA findings are actioned.

Skills

Mortgage underwriting

Quality assurance processes

Data analysis and interpretation

Stakeholder management

Team collaboration

Job description

A financial institution in the United Kingdom is seeking a Credit Risk Analyst to lead quality assurance reviews across its mortgage portfolio. This role involves conducting QA reviews, providing subject matter expertise on lending criteria, and ensuring that QA findings are integrated into operational practices. The ideal candidate will have at least 5 years of underwriting experience in a secured lending environment and strong analytical skills. Excellent communication is essential, as well as the ability to work both independently and within a team.