LOAN OFFICER

BayCoast Bank; Plymouth; On-site; GBP 35,000 - 65,000; Full time

Job summary

Join a forward-thinking company as a Mortgage Loan Originator, where you will leverage cutting-edge technology and a strong support team to deliver exceptional service. This role offers a dynamic work environment with opportunities for professional growth and a customized commission structure. You will engage with clients throughout the mortgage process, from origination to closing, while adhering to compliance guidelines. With a focus on community engagement and customer satisfaction, this position is perfect for those passionate about real estate and committed to excellence. Explore a rewarding career with competitive benefits and a supportive team.

Benefits

Medical and Dental Insurance

401(k) Plan

Pension Plan

Tuition Reimbursement

Generous Paid Time Off

Signing Bonus

Flexible Spending Accounts

Health Savings Accounts

Employee Assistance Program (EAP)

Volunteer Time

Qualifications

• 3-5 years of mortgage experience or a bachelor's degree.
• NMLS Mortgage Loan Service Registry required.

Responsibilities

• Originate mortgage loans and manage the client experience.
• Develop relationships with Realtors and community groups.

Skills

Customer Service Skills

Communication Skills

Math Skills

Organizational Skills

Analytical Skills

Education

High School Diploma

Bachelor's Degree

Tools

Salesforce

MortgageBot

Microsoft Excel

Job description

BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.

Available Positions:

• Mortgage Loan Originator (inside/outside sales)

Essential Mortgage Loan Originator Functions:

• Maintain and originate through branch and subsidiary provided leads (25+ physical locations).
  Utilize cutting edge technology to originate digital provided leads.
  Utilize Salesforce to maintain customer and COI relationships.
• Source and originate mortgage loans and manage the client experience from origination to closing.
• Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.
• Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.
• Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.
• Stay current with changes and new products and learn various borrowing programs and processes.
• Learn and utilize LOS (MortgageBot), as well as various third party provider applications.
• Adhere to all federal and state compliance guidelines relative to the position.

Minimum Qualifications:

• High school diploma with 3-5 years mortgage experience or a bachelor's degree.
• 12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.
• Mortgage Loan Service Registry (NMLS).
• Working knowledge of all state and federal mortgage regulations.
• Strong written and oral communication skills.
• Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.
• Must possess superior customer service skills.
• Excellent customer service and listening skills.
• Public speaking skills.

Desired Skills & Experience

• Solid math skills.
• Genuine interest in local, regional and national real estate markets
• Ability to multi-task in a fast paced environment.
• Good organizational and analytical skills.
• Strong written and oral communication skills.

Competitive benefits, including:

• Customized commission structure
• Signing bonus
• Access to Loan Officer Assistant, Processor and Team Leader
• Medical and Dental Insurance
• 401(k) Plan
• Pension Plan
• Subsidized Short/Long Term Disability, Life and AD&D Insurance
• Voluntary Benefits including Life, Accident, and Cancer Insurance
• Flexible Spending Accounts
• Health Savings Accounts
• Tuition Reimbursement
• Student Loan Pay Down Benefit
• Generous Paid Time Off
• Employee Assistance Program (EAP)
• Volunteer Time

MLO positions are commission based.

BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast