Junior Credit Analyst (German Speaking)

Northreach; Greater London; On-site; GBP 80,000 - 100,000; Full time

Job summary

A leading fintech company in Greater London is seeking a detail-oriented Junior Credit Decisions Analyst proficient in German to join their team. In this role, you will evaluate credit applications, collaborate on risk models, and ensure compliance with standards. Candidates should have experience in finance or credit risk analysis and a methodical approach. Enjoy benefits like stock options, private medical insurance, and a vibrant office culture with regular team events.

Benefits

Stock Options

Private Medical Insurance

Enhanced parental leave

Free gym access

Subsidized lunch

Monthly massages

Regular team socials

Qualifications

• Fluent in German is required.
• Experience in credit risk, underwriting, or finance preferred.
• Detail-oriented with a systematic approach.

Responsibilities

• Evaluate merchant creditworthiness via credit reports and financial data.
• Collaborate on and refine local Credit Risk models.
• Suggest process improvements to enhance team efficiency.
• Ensure compliance with internal and regulatory standards.

Skills

Fluent in German

Credit risk analysis

Detail-oriented

Team-oriented

Job description

About the job Junior Credit Analyst (German Speaking)

Junior Credit Decisions Analyst (German Speaking)

Are you a detail-driven finance enthusiast with a knack for credit analysis? Do you want to shape the future of embedded finance? Join us as a Junior Credit Decisions Analyst and kickstart your career in a dynamic fintech environment!

About the Role:

As a Junior Credit Decisions Analyst, you'll leverage cutting-edge, proprietary tools to evaluate financing applications, tailor deal terms, and play a crucial role in supporting small businesses globally. You'll work closely with our Credit Risk and Data Science teams, analysing data, providing insights, and helping our partners offer fast, flexible financing options. This role requires precision, a keen analytical mindset, and fluency in German.

Your Key Responsibilities Will Include:

• Evaluating Credit Applications: Assess merchant creditworthiness, reviewing credit reports, revenue data, and pricing structures.
• Collaborating on Risk Models: Test, provide feedback, and help refine local Credit Risk models.
• Driving Process Improvement: Suggest and document updates to improve efficiency and accuracy within the team.
• Ensuring Compliance: Validate deal information and ensure all decisions meet internal and regulatory standards.

What Were Looking For:

• Native or fluent in German.
• Experience in credit risk, underwriting, finance, or similar fields.
• Detail-oriented with a methodical approach.
• Thrives in a fast-paced, team-oriented environment.

Why Youll Love Working with Us

Join an award-winning fintech recognized for its culture and innovation! Benefits include:

• Stock Options - Ownership in what you help build
• Private Medical Insurance and Employee Assistance Program
• Enhanced parental leave
• Modern Central London office with perks like free gym, subsidized lunch, and monthly massages!
• Regular team socials and sports clubs

Ready to Take the Next Step?

If youre passionate about financial services, thrive on data-driven decision-making, and are looking for a place where your ideas are valued, we want to hear from you! Apply today to help redefine embedded finance with us.