Home Finance Adviser

2mrw Group; Tyseley; On-site; GBP 35,000 - 50,000; Full time

Job summary

A dynamic financial service company based in Tyseley is seeking two skilled Home Finance Advisers. This role involves providing expert guidance on Home Purchase Plans and Buy to Let finance. The advisers will oversee finance applications, ensure regulatory compliance, and promote Islamic Bridge Finance. Ideal candidates will have experience in mortgage lending and a strong understanding of the UK finance market. You will thrive in a collaborative environment while upholding high ethical standards.

Qualifications

• Previous experience in home finance, mortgage lending, or related fields.
• Experience advising clients on home purchase plans or similar financial products.
• Understanding of regulatory requirements and industry best practices.

Responsibilities

• Oversee home finance applications to completion, adhering to SLAs.
• Provide tailored product recommendations based on customer needs.
• Conduct extensive due diligence on applications and assess risk.
• Generate leads and track potential customers.

Skills

Experience in home finance or mortgage lending

Knowledge of the UK mortgage and Islamic finance market

Strong organisational and time management skills

Ability to navigate common IT systems

Commitment to ethical standards

Collaborative teamwork and relationship building skills

Education

CeMap or equivalent

Job description

Purpose of the Role

We are looking for two skilled Home Finance Adviser's to join our dynamic team. In this exciting role, you'll provide expert guidance on Home Purchase Plans (HPP) and Buy to Let (BTL) finance, ensuring our customers receive the best financial solutions tailored to their needs. You'll also play a key role in promoting Islamic Bridge Finance, expanding our product offerings.

Key Accountabilities

• To oversee both Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications to completion, adhering to SLAs.
• Provide tailored product, term, and payment recommendations based on customer needs and circumstances.
• Ensuring all finance applications adhere to policy and criteria.
• Deliver high-quality, compliant customer service.
• Conduct extensive due diligence on applications and assess risk.
• Achieve individual targets and contribute to the overall performance of the business, minimising risk.
• Continuously develop market and regulatory knowledge.
• Deliver continuous management information (MI), monitoring lead sources and their results.
• Generate leads and track potential customers to achieve new business goals.
• Achieve and maintain competence through continued professional development requirements.
• Comply with the principles of Conduct Risk, Treating Customers Fairly, and Consumer Duty regulations

Essential Skills and Experience

• Previous experience in home Finance, mortgage lending, or related fields.
• Experience in advising clients on home purchase plans (HPP) or similar financial products.
• Proficient in computer use with the ability to navigate common IT systems.
• Strong organisational and time management abilities with the capacity to prioritise tasks.
• Understanding of the UK mortgage and Islamic finance market.
• Knowledge of regulatory requirements and industry best practices related to home finance and mortgage lending.
• Commitment to upholding ethical standards and promoting sharia-compliant financial solutions.
• A collaborative team player with strong relationship building skills who is motivated, proactive and highly engaged.
• CeMap or equivalent