Credit & Risk Insights Analyst - Hybrid

Next PLC; East Midlands; Hybrid; GBP 38,000 - 45,000; Full time

Job summary

A leading retail company in the UK is seeking a Credit & Risk Insight Analyst. You will leverage data to analyze and set lending strategies for a £1.3B credit portfolio, identify risks and opportunities, and collaborate with cross-functional teams. The ideal candidate has at least 2 years' experience in analytics, solid data analysis skills, and familiarity with SQL and data visualization tools. This role offers a hybrid work model and competitive benefits package.

Benefits

25% off most products

Company performance based bonus

Sharesave scheme

On-site Nursery

10% off partner brands

Early VIP access to sales

Discounts at Staff Shops

Flexible gym memberships

Access to digital GP services

Financial wellbeing programs

Qualifications

• Minimum 2 years experience in an analyst position, preferably in consumer lending.
• Strong analytical background with a passion for solving complex business problems.
• Experience with SQL or Databricks; Python knowledge is an advantage.

Responsibilities

• Analyze data and produce reports to identify trends and insights.
• Collaborate with senior analysts to develop portfolio strategies.
• Present findings related to credit risk in internal meetings.

Skills

Data analysis skills

Problem-solving

Communication skills

Attention to detail

SQL

Python

Tools

SQL

Python

Databricks

PowerBI

Excel

Job description

A leading retail company in the UK is seeking a Credit & Risk Insight Analyst. You will leverage data to analyze and set lending strategies for a £1.3B credit portfolio, identify risks and opportunities, and collaborate with cross-functional teams. The ideal candidate has at least 2 years' experience in analytics, solid data analysis skills, and familiarity with SQL and data visualization tools. This role offers a hybrid work model and competitive benefits package.