Credit Risk Assistant

The Channel Recruiter; East Midlands; Hybrid; GBP 24,000 - 27,000; Full time

Job summary

A forward-thinking organization in Nottingham seeks a meticulous Credit Risk Assistant to support decision-making and fraud prevention. The ideal candidate will have a finance background and exceptional analytical skills. Responsibilities include reviewing credit applications, mitigating risks, and supporting customer onboarding. This hybrid role offers a competitive salary and a multitude of benefits.

Benefits

Private Healthcare

Pension

25 days holiday rising to 30 over 5 years

Group Life Insurance

Income Protection

Gym Discounts

Free Fuel Fridays

Employee of the Quarter

Employee Referral program

Qualifications

• Proven experience in credit risk management or finance.
• Strong understanding of risk analysis and fraud prevention.
• Ability to assess complex credit applications.
• Confident user of Excel and able to read financial accounts.
• Excellent communication and problem-solving skills.
• Highly organised with attention to detail.

Responsibilities

• Review credit applications and cash-with-order requests.
• Identify and mitigate credit risks, including fraud prevention.
• Propose solutions for credit limit increases.
• Maintain accurate records for credit decisions.
• Communicate decisions clearly across internal departments.
• Support customer onboarding efficiently.
• Collaborate with sales and customer service.
• Build relationships with credit reference agencies.
• Assist in preparing reports and handling tasks.

Skills

Credit risk management

Risk analysis

Fraud prevention

Excel

Communication

Problem-solving

Education

AAT qualification

Job description

Job title: Credit Risk Assistant

Salary: £24,000 - £27,000 (DOE)

Location: Nottingham (hybrid work available)

Benefits: Private Healthcare, Pension, 25 days holiday rising to 30 over 5 years, Group Life Insurance, Income Protection, Gym Discounts, Free Fuel Fridays, Employee of the Quarter, Employee Referral program and many more.

Are you meticulous, analytical, and driven by a passion for risk management?
XMA is seeking a Credit Risk Assistant to join the Credit Management team based in Nottingham. This is a fantastic opportunity to become part of a forward-thinking organisation!

Established in the 80 s, XMA has grown to become one of the top ten largest value-added resellers in the UK. Today, we re an independent UK company with full geographic coverage and our skilled workforce serves a diverse customer base across the public and private sector. We win awards for our ability to help organisations and users achieve more with technology. We specialise in realising individual ambitions to transform and evolve. We consult, define, adapt and deliver on real-life outcomes. We collaborate closely to bring that positive impact home.

We re looking for a detail-oriented and proactive Credit Risk Assistant to support credit decision-making, fraud prevention, and customer onboarding. The ideal candidate will have strong analytical skills, a finance background, and a creative mindset to help unlock trading opportunities and drive revenue growth.

What you ll be doing: Credit Risk Assistant

• Review credit applications and cash-with-order requests.
• Identify and mitigate credit risks, including fraud prevention.
• Propose solutions for credit limit increases to unlock trading opportunities.
• Maintain accurate records and follow-up schedules for credit decisions.
• Communicate decisions clearly across internal departments.
• Support customer onboarding with a smooth and efficient process.
• Collaborate with sales, customer service, and external partners.
• Build relationships with credit reference agencies and insurance providers.
• Assist in preparing reports and handling administrative tasks.

Requirements: Credit Risk Assistant

• Proven experience in credit risk management or finance.
• Strong understanding of risk analysis and fraud prevention.
• Ability to assess complex credit applications and make informed decisions.
• Confident user of Excel and able to read financial accounts.
• Excellent communication and problem-solving skills.
• Highly organised with attention to detail.

Desirable:

• AAT qualification.
• Familiarity with credit reference agencies and insurance providers.

We re proud to be recognised as a Disability Confident Level 3 Employer the highest level in the UK Government s scheme. This reflects our ongoing commitment to fostering an inclusive, supportive culture where everyone has the opportunity to thrive. Through our inclusive recruitment practices, we ensure that individuals with disabilities are given fair and equal access to opportunities within our organisation. As part of this commitment, we participate in the Guaranteed Interview Scheme, which offers an interview to any candidate with a disability who meets the essential criteria for the role.

We will ensure that individuals who have a disability are provided reasonable accommodation, to enable full participation in the job application and interview process. If you have any such requirements, please do not hesitate to contact us on our email which is (url removed), we will be happy to action your requests.