Credit Risk and Fraud Manager

Vero HR Ltd; Melton Mowbray; On-site; GBP 50,000 - 60,000; Full time

Job summary

A UK-based financial services provider is seeking a Credit Risk and Fraud Manager to monitor and tackle credit risk and fraud. The role involves developing decision engine rules, analysing credit risk data, and preventing fraudulent activity. Candidates should have experience in credit risk management and strong analytical skills. A competitive salary between £50,000 and £60,000 is offered, alongside extensive benefits and opportunities for growth.

Benefits

Competitive salary

25 days annual leave plus bank holidays

Dynamic business environment

High autonomy in role

Supportive team culture

Qualifications

• Experience in credit risk management, fraud prevention, or a related area.
• Strong analytical skills, detail-driven, and confident working with data.
• Proactive and self-motivated, thriving in a fast-paced environment.
• Clear communicator able to explain complex issues.
• Natural problem-solver with high integrity.

Responsibilities

• Owning and developing decision engine rules, products, and features.
• Assessing and analysing credit risk data, ensuring compliance.
• Monitoring client credit profiles and managing risk.
• Investigating and preventing fraudulent activity.
• Analysing data, spotting trends, and reporting risks.
• Collaborating with various teams to manage risk effectively.
• Shaping processes and compliance standards for growth.

Skills

Credit risk management

Fraud prevention

Analytical skills

Problem-solving

Communication

Job description

About the opportunity

We are the internal recruitment partner for our client, a UK-based financial services provider that offers interest-free payment solutions, primarily within the automotive sector.

As the business continues to grow we are looking for a Credit Risk and Fraud Manager to join their team. In this role, you’ll play a central role in monitoring, analysing and tackling potential credit risk, fraud, and due diligence activity across the business.

This isn’t just about box-ticking – it’s about protecting the business, our partners, and our customers, while shaping smarter processes and controls that keep us one step ahead.

Responsibilities

• Owning and developing decision engine rules, products, and features.
• Assessing and analysing credit risk data, ensuring policies and regulations are met.
• Monitoring client credit profiles and managing risk across onboarding and ongoing checks.
• Investigating and preventing fraudulent activity, putting controls in place to minimise exposure.
• Analysing data, spotting trends, and reporting emerging risks to senior leadership.
• Working closely with teams across the business – from sales to operations – to make sure risk is managed effectively at every stage.
• Helping shape processes, policies, and compliance standards as this function grows.

The successful candidate will be able to demonstrate the following

• Experience in credit risk management, fraud prevention, or a related area.
• Strong analytical skills, detail-driven, and confident working with data.
• Someone proactive and self-motivated, who thrives in a fast-paced environment.
• A clear communicator who can explain complex credit and fraud issues to customers, partners, and colleagues alike.
• A natural problem-solver with high integrity and the ability to balance commerciality with compliance

In return we are offering

• A competitive basic salary between £50,000 and £60,000
• 25 days annual leave plus bank holidays.
• An opportunity to get on board with a dynamic business reshaping the future of automotive finance
• High autonomy and trust to shape your region
• Supportive and agile team culture where innovation is valued.

Why join us?

This is your chance to step into a newly created role, reporting directly to the COO, where you’ll have real ownership from day one. You’ll be part of shaping how Operational Risk works across the business – with plenty of opportunity to grow as the department grows.