Credit Risk Analyst, Personal Accounts – Growth & Impact

Lloyd's; Newport; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading banking institution in the UK is seeking a motivated individual to join their Personal Current Account, Credit Risk team. This role focuses on managing risk strategies for both new and existing customers, requiring a strong analytical background and the ability to work with data. The ideal candidate should possess skills in SQL and SAS, have a numerate degree, and demonstrate excellent communication and organization abilities. Join to make a positive impact in a diverse and inclusive workplace.

Benefits

Generous pension contribution

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

24 days' holiday plus bank holidays

Wellbeing initiatives and generous parental leave policies

Qualifications

• Experience in credit risk management strategies.
• Ability to analyse and interpret risk data effectively.
• Comfortable working with programming languages for data analysis.

Responsibilities

• Support credit risk management strategies for new and existing customers.
• Deliver high-quality analysis to support stakeholder needs.
• Track risk parameters and report deviations as necessary.

Skills

Analytical skills

Programming languages (SQL, SAS, R, Python)

Data analysis

Communication skills

Organizational skills

Education

Degree in a numerate subject

Tools

SAS Enterprise Guide

Excel

Job description

A leading banking institution in the UK is seeking a motivated individual to join their Personal Current Account, Credit Risk team. This role focuses on managing risk strategies for both new and existing customers, requiring a strong analytical background and the ability to work with data. The ideal candidate should possess skills in SQL and SAS, have a numerate degree, and demonstrate excellent communication and organization abilities. Join to make a positive impact in a diverse and inclusive workplace.