Credit Review Vice President

JPMorganChase; Greater London; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading financial institution in the UK seeks a Vice President for Credit Review to lead credit assessments within Corporate and Investment Banking. This role involves planning and executing credit reviews while monitoring risk trends and engaging with stakeholders. Ideal candidates should have a commercial credit background and a Bachelor's degree in a relevant field. Excellent analytical and communication skills are essential. The position offers full-time employment with a focus on team leadership and risk management.

Qualifications

• Experienced credit professional with commercial credit experience.
• Demonstrated understanding of commercial credit principles and strong analytical skills.
• Excellent verbal and written communication and interpersonal skills required.

Responsibilities

• Lead a team of reviewers as reviewer-in-charge for planning and closing meetings.
• Coordinate with the Credit Review Director on team assignments and evaluate credit risk controls.
• Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings.

Skills

Change Management

Financial Services

Analysis Skills

Leadership Experience

Negotiation

Analytics

Education

Bachelor's degree in Accounting, Finance, Economics or a related discipline

Job description

Description

This role provides great visibility to management and focuses on portfolios within the Corporate and Investment Bank Wealth Management and Business Banking lines of business!

As a Credit Review Vice President within our Credit Review team you will take the lead in planning and executing periodic credit reviews as well as participating in review assignments. Your role will involve guiding team members in activities that assess commercial loan transactions and conduct evaluations of underwriting and portfolio management. This will allow you to independently provide opinions on the adequacy of underwriting analysis the accuracy and timeliness of risk grading decisions the suitability of credit mitigation actions and the effectiveness of the credit management process and key controls supporting credit between periodic reviews you will independently monitor credit risk trends within assigned commercial lending portfolios attend relevant meetings and foster and maintain relationships with internal stakeholders responsible for credit approval.

Job Responsibilities

• Lead a team of reviewers as reviewer-in-charge by chairing the planning kick-off findings presentation and closing meetings.
• Coordinate with the Credit Review Director on team assignments define project scope evaluate credit risk controls communicate with management review and assess findings recommend corrective actions write reports and archive documents.
• Participate in Credit Review team-led reviews by preparing financial analyses and risk assessments evaluating credit underwriting quality recording findings and engaging in review meetings.
• Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings.
• Serve as an information resource on commercial credit risk and policy.
• Partner with Credit Risk Management stakeholders to establish strong working relationships while maintaining independence.
• Ensure consistent application of firm wide Risk Policy as well as Credit Review Policies and Procedures.
• Complete special projects and research as assigned by the Credit Review Director.

Required qualifications capabilities and skills

• Experienced credit professional with commercial credit experience
• Minimum Bachelors degree in Accounting Finance Economics or a related discipline.
• Demonstrated understanding of commercial credit principles and strong analytical skills.
• Excellent verbal and written communication and interpersonal skills required with ability to present complex and sensitive issues to management.
• Enthusiastic self-motivated effective in a dynamic fast-paced environment and willing to demonstrate personal responsibility and accountability.
• Proven ability and desire to learn quickly be adaptable and think strategically.
• Ability to manage multiple tasks concurrently with a high sense of urgency.
• Works well individually and in teams shares information supports colleagues and encourages participation.
• Ability to travel as required.

Preferred qualifications capabilities and skills

• Background in commercial credit underwriting and credit risk management preferred
• Successful completion of formal credit training program preferred but not necessary.
• Previous credit review experience is preferred but not necessary.

Key Skills

Change Management,Financial Services,Growing Experience,Managed Care,Management Experience,Analysis Skills,Senior Leadership,Performance Management,Process Management,Leadership Experience,negotiation,Analytics

Employment Type: Full-Time

Department / Functional Area: Internal Audit

Vacancy: 1