Credit Policy Regulatory Lead

HSBC Global Services Limited; Greater London; Hybrid; GBP 80,000 - 100,000; Full time

Job summary

A global financial institution is seeking an experienced Credit Policy Regulatory Lead to guide credit regulation and policy development. This leadership role involves collaboration with various teams and providing strategic direction on regulatory changes. The ideal candidate has strong analytical skills and experience in credit risk within financial services. The position is based in London with a hybrid working model, offering competitive pay and benefits.

Benefits

Private healthcare for UK employees

Enhanced maternity and adoption pay

Contributory pension scheme

Qualifications

• Proven ability to translate complex regulatory requirements into practical policy.
• Experience in a credit risk, lending standards, or credit policy role within financial services.
• Strong analytical and problem-solving skills.
• Excellent communication, influencing, and leadership skills.
• High attention to detail and commitment to governance.

Responsibilities

• Lead advisor on prudential credit regulation matters.
• Provide strategic direction on new credit policy developments.
• Offer advisory support on regulatory standards.
• Support the Regulatory Engagement team on new developments.
• Deliver business decision support to drive outcomes.

Skills

Translating complex regulatory requirements

Credit risk analysis

Analytical skills

Communication skills

Leadership skills

Job description

Job description

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Our Risk and Compliance function has a critical role to play in supporting, challenging and advising across all areas of the business through establishing policy, monitoring profiles, and identifying and managing forward-looking risk and compliance. We focus on creating an environment that encourages our people to speak up and do the right thing, as well as protecting our customers, the organisation and the integrity of the financial markets in which we operate. Already an industry-leader in many respects, we want to continue setting standards and evolving to respond to strategic changes.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

We are currently seeking an experienced individual to join this team in the role of Credit Policy Regulatory Lead.

Reporting into the Head of Policy; Group Credit, you will hold a Leadership role within the team and will support the Head of Policy; Group Credit, working with WCRM teams across the Group as well as representatives from Corporate and Institutional banking (CIB) and other Subject Matter Experts (SMEs) in the review and implementation of strategic regulatory change programs.

In this role, you will

• Be the Lead advisor on matters relating to prudential credit regulation as covered by the CRR (or equivalent UK standards) affecting Group consolidated risk management and reporting. This includes all associated guidance issued by regulators.
• Provide strategic direction on new credit policy developments influenced by prudential regulation.
• Provide advice on development of supportive policy standards where necessary and compliant implementation thereof.
• Provide advisory support to the regional/country teams on matters relating to prudential regulatory standards affecting Group level Wholesale credit risk policies.
• Support the Regulatory Engagement team as required with detailed advice on new prudential regulatory developments affecting wholesale credit risk management activities.
• Provide business decision support using strong influencing and decision-making skills to drive successful outcomes.

To be successful in this role you should meet the following requirements:

• Proven ability to translate complex regulatory requirements into practical, clear policy.
• Experience in a credit risk, lending standards, or credit policy role within the financial services industry.
• Strong analytical and problem-solving skills, with the ability to assess complex issues and implement practical solutions.
• Excellent communication, influencing, and leadership skills to manage diverse stakeholders and teams.
• High attention to detail and a commitment to maintaining robust governance and controls.

The base location for this role is London – Hybrid working.

You’ll achieve more when you join HSBC.

Opening up a world of opportunity

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces. Our recruitment processes are accessible to everyone - no matter their gender, ethnicity, disability, religion, sexual orientation, or age.

We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you’d like to apply for one of our roles and need adjustments made, please get in touch with our Recruitment Helpdesk:

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