Corporate Credit Analyst

IPOE Consulting; England; On-site; GBP 45,000 - 60,000; Full time

Job summary

A leading international bank in the United Kingdom is looking for a Credit Analyst to support their Corporate Banking department. The role involves preparing Credit Applications, conducting in-depth financial analyses of corporate clients, and ensuring compliance with risk management policies. Candidates must have at least three years of corporate credit analysis experience, a strong educational background, and excellent interpersonal skills. This position offers an opportunity to work under pressure while maintaining a high degree of accuracy.

Qualifications

• Minimum three years of corporate credit analysis experience.
• Detailed knowledge of audited financials required.
• Ability to read and interpret legislative and regulatory notices.

Responsibilities

• Prepare and submit Credit Applications for new business proposals.
• Conduct in-depth financial analysis for CAF presentations.
• Undertake site visits for information gathering.

Skills

Corporate credit analysis

Financial analysis

Influencing skills

Teamwork

Self-starter ability

Education

Degree level education

Job description

City based International Bank, are looking to recruit a Credit Analyst, to join their Corporate Banking department.

The Credit analyst responsibility is to support the Wholesale Banking business teams in London, through timely provision of in-depth credit and advice / recommendations regarding prospective / existing clients and associated banking facilities / limits.

Responsibilities

• To take primary responsibility for the timely preparation and submission of Credit Applications (CAFs), for new business proposals and annual / interim reviews for London and Turkish Corporates, assisting and advising as required other Department members in London and Istanbul involved in such CAF preparations
• To undertake in-depth financial analysis of, inter alia, balance sheet, income statements and cash flow statements in support of CAF presentations in line with best practices, fully liaising where necessary with Relationship Managers, Product Managers etc. to ensure adequate information flows
• To access as required, external information sources and appropriate research databases in support of CAF presentations
• In conjunction with Relationship Managers, to undertake site visits for information gathering and monitoring
• To lead by example, strict compliance with the Bank’s internal risk management policies and procedures and general standards of operation
• To ensure compliance with all relevant external legal, regulatory and reporting requirements
• To monitor current developments which may affect the Bank’s customers and recommend appropriate action if necessary
• To comply with the Bank’s internal risk management policies, (including Group Credit Policy), and procedures and general standards of operations
• To comply with all relevant external legal, regulatory and reporting requirements
• To liaise with Risk Management and other Bank departments as and when necessary
• To support the Head of Client Credit Management in ad-hoc risk-related special tasks and projects

To be considered for this position, ideal candidates must have the following experience and skills;

Qualifications

• Minimum three years corporate credit analysis
• Detailed knowledge and understanding of audited financials
• Background in economics / analysis / accounts an advantage
• Educated to degree level
• Knowledge of trade finance products an advantage
• Strong skills in written and verbal influencing
• Strong participant in discussions and meetings
• A team player, possessing ability to build relationships
• Self-starter who can work under pressure with a high degree of accuracy
• Ability to read and assess legislative and regulatory notices and interpret them for implementation and application into day-to-day working procedures