Capital Markets Junior Analyst

YouLend; Greater London; On-site; GBP 30,000 - 45,000; Full time

Job summary

A growing FinTech company seeks a Capital Markets Junior Analyst to assist in managing capital mandates and collaborate with multiple teams. Ideal candidates will have a strong attention to detail, relevant degrees, and experience in finance or fintech. The role includes cash management, auditing support, and operational projects. Offering competitive compensation and growth opportunities, this positions is based in Central London, with a rewarding workplace culture and comprehensive benefits package.

Benefits

Stock Options

Private Medical Insurance

Dental Insurance

Gym in office

Subsidised Lunch

Monthly Masseuse

Team and Company Socials

Qualifications

• High attention to detail and structured, process-driven mindset.
• Relevant degree in Finance, Accounting, Economics is advantageous.
• Prior experience in finance, fintech, or financial operations.

Responsibilities

• Assist with cash management across multiple capital mandates.
• Support Capital Mandate audits and external reporting.
• Collaborate with cross-functional teams.

Skills

Attention to detail

Structured mindset

SQL knowledge

Excel proficiency

Education

Relevant degree in Finance, Accounting, Economics

Job description

About Us

YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.

We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.

The Role

We are seeking a Capital Markets Junior Analyst to support the operational management of our Capital Mandates across the UK, EU, and US, working closely with cross-functional teams, including Finance, Data, Production Line and Capital. The successful candidate will play a key role in ensuring the smooth day-to-day operation of our capital mandates, supporting audits, reporting, cash movements, and debt purchase monitoring.

The Capital Market team is responsible for managing relationships with institutional investors that deploy capital via the YouLend platform; track performances of the investment mandates; identify early trends in the market to take relevant actions; deploy and report on the individual portfolios.

Responsibilities

• Assist with cash management across multiple capital mandates, ensuring accurate tracking of inflows, outflows, and balances
• Support Capital Mandate audits, including data preparation and auditor queries
• Prepare and support external reporting for capital mandates on a monthly, quarterly, and annual basis
• Maintain operational controls and documentation related to capital mandate processes
• Collaborate closely with cross-functional teams including Finance, Data, and Production, gaining exposure to different parts of the business.
• Support ad-hoc analysis and operational projects, including the automation and continuous improvement of Capital Markets operational processes, as the function scales.
• Monitor the debt purchase mandates

The ideal candidate will have the following skillset

• High attention to detail and a structured, process-driven mindset
• A relevant degree in Finance, Accounting, Economics, or a related discipline is advantageous.
• Prior experience in finance, fintech, or financial operations (internship or graduate experience acceptable)
• Working knowledge of SQL (ability to query and validate data)
• Strong proficiency in Microsoft Office, particularly Excel, with the ability to analyse and manipulate financial data effectively
• Excellent organisational and time management skills, with the ability to prioritise tasks and meet deadlines in a fast-paced environment

WhyjoinYouLend?

• Award-Winning Workplace:YouLendhas been recognised as one of the “Best Places to Workin 2024 and2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech:YouLendhas been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

It’sjust getting fun:

• We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
• But the global opportunity is still massive, andYouLendis a raw organisation where we are only just getting started.

Lots ofupsides:

• High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
• Well-capitalised with supportive private equity backing.
• Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

Motivating work environment:

• A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
• Strong and transparent team culture, we have each other’s backs.
• Independent work environment where results matter.
• Data-driven culture and emphasis on speed (anti-red tape).

We offer a comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality and Dental Insurance with BUPA
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League /Paddle and Yoga Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.