Associate Director, Coverage - Real Estate and Housing

lloyds banking group; Greater London; Hybrid; GBP 125,000 - 150,000; Full time

Job summary

A leading banking institution is seeking an Associate Director specializing in Coverage for Real Estate and Housing in London. This hybrid role emphasizes strengthening client relationships and driving business development while supporting ESG strategies. The ideal candidate will have robust leadership skills in the Real Estate sector and corporate banking experience, contributing to a diverse team environment dedicated to client success.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

30 days’ holiday plus bank holidays

Wellbeing initiatives and generous parental leave policies

Qualifications

• Strong analytical skills to assess client needs and market opportunities.
• Excellent customer relationship leadership skills essential for managing clients.
• Experience in corporate banking is crucial.

Responsibilities

• Lead and support Real Estate client relationships and credit oversight.
• Drive systematic origination and market engagement.
• Partner with various teams to deliver strong financial solutions.
• Maintain disciplined portfolio management and risk governance.
• Support senior leadership and contribute to team goals.
• Assist clients with ESG and Net Zero strategies.

Skills

Customer relationship leadership

Real Estate sector knowledge

Analytical skills

Corporate banking experience

Job description

End Date

Sunday 04 January 2026

Salary Range

£0 - £0

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE:Associate Director - Coverage, Real Estate and Housing
LOCATION: London
HOURS:Full Time
WORKING PATTERN:Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, at our London office / out with clients.

About this opportunity

We’re committed to using our scale, capabilities and partnerships to help shape the Real Estate communities of tomorrow, and we’re looking for a high impact, client focused Associate Director to help drive a London based Real Estate Coverage team.

You'll work within the Coverage team, alongside a Relationship Director and Associate helping to develop ideas and solutions for clients by supporting the built environment including decarbonisation, investment, development and broader client needs. You’ll drive client led origination and growth, nurture key relationships and champion the One Lloyds franchise in market. It’s a chance to sharpen your marketing and relationship skills while balancing risk, profitability and capital efficiency. Whilst building trusting and collaborative relationships through effective communication at all levels.

Sector knowledge will be key, and we're seeking a highly motivated, organised individual who cares deeply about delivering for clients. This is an SMCR-certified role; applicants will be required to complete the necessary training accreditation.

What you’ll be doing:

• Client Relationship & Credit Stewardship: Lead and support Real Estate client relationships and credit oversight, identifying growth opportunities through deep client insight.
• Origination, Business Development & Market Engagement: Focus on driving and supporting systematic origination; including a broad range of financial, marketing and industry sector research tasks and up to date information on customer relationships. Also supporting account planning, and representing LBG at industry events across London and the South.
• Collaborative Solution Delivery: Partner with our Structuring, Asset Management, and product teams to deliver standout solutions, ensuring risks are managed and governance upheld, alongside wider group partners, Corporate Markets, Scottish Widows, Lex and Global Transaction Banking and Consumer Finance.
• Operational Excellence & Submission Quality: Maintain accurate Sales and Risk systems as well as disciplined portfolio management both directly and indirectly across the portfolios you will support, monitoring and controlling risk governance and producing clear, high-quality credit and pricing submissions.
• Strategic Support: As one of the Associate Directors in the team, support senior leadership, collaborate and drive performance and development of both self and colleagues, and contribute to broader RE&H goals.
• ESG & Regulatory Compliance: Support clients on ESG and Net Zero strategies while ensuring compliance with MIFID, Financial Promotions, and FCA standards.

Why Lloyds Banking Group?

We’re on an exciting journey to transform our Group and the way we’re shaping finance as a force for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.

What we need from you?

• Excellent customer relationship leadership skills
• Real Estate sector knowledge and proactive approach to delivering for clients
• Strong analytical skills
• Ability to work within governance and regulatory frameworks including SMCR requirements
• Previous corporate banking experience

About working for us!

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.

About Lloyds Banking Group

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.