Team Lead Credit Underwriting (dfm)

Solaris; Berlin; Hybrid; EUR 40.000 - 60.000; Vollzeit

Zusammenfassung

A leading financial institution based in Berlin is searching for an experienced credit risk manager. Responsibilities include manual and automated underwriting, structuring credit transactions, and collaborating with stakeholders. The ideal candidate has over 10 years of credit risk management experience, particularly in underwriting. The role offers competitive compensation, a variable remuneration program, and opportunities for professional development and home office options.

Leistungen

Competitive salary

Home office budget

Learning & development budget

Monthly meal allowance

Deutschland ticket subsidy

28 vacation days

Opportunity to work abroad for up to 12 weeks per year

Qualifikationen

• 10 years of relevant work experience in credit risk management in a bank or financial institution.
• At least 5 years of experience in credit underwriting.
• Experience in transferring data-driven results into operational processes.
• Experience with regulatory requirements for the respective focus area.

Aufgaben

• Manual underwriting of bond applications and credit transactions.
• Assist in setting criteria for Decision Engine.
• Annual review of credit risk exposures.
• Coach analytic team in automated underwriting processes.
• Support Head of Credit Risk on special projects.

Kenntnisse

Fluent German language skills

Very good English language skills

Strong interest in credit-risk field

Stakeholder management

Reliable, solution-oriented

Hands-on change mindset

Good communication skills

Ausbildung

Educational degree in banking or business administration

Jobbeschreibung

Your Role

Manual Underwriting:

• Manual underwriting of bond applications as well as credit above 100k notional to SME, corporate, and financial institutions.
• Structure of credit transactions.
• Assess and approve credit transactions in line with internal policies and external regulatory framework.
• Perform, optimize, and maintain the credit approval process.

Automated Underwriting

• Assist in setting criteria for Decision Engine.
• Align conceptual consistency of underwriting principles.
• Annual review of credit risk exposures.
• Setup and run appropriate governance and documentation processes in accordance with regulatory requirements.
• Coach analytic team in keeping automated underwriting processes in sync with manual underwriting principles.
• Regular review and initiation of updates of applicable procedures to meet regulator requirements.
• Provide support to internal and external auditors as and when needed.
• Coordinate remediation of audit findings and related information requests.
• Regular review and updates of applicable procedures.
• Train CRM and Solaris staff on credit risk principles.
• Project‑related tasks, e.g., development of new loan products.
• Support Head of Credit Risk on special assignments, projects, or initiatives.

We’d love to see

• Educational degree or a comparable qualification, ideally in banking, business administration, or a similar field.
• 10 years of relevant work experience in credit risk management in a bank or financial institution.
• At least 5 years of experience in credit underwriting.
• Experience in transferring data‑driven results into operational processes and decision making.
• Experience with financial products regarding credit‑loan process setup, loan documentation, credit‑risk management, and/or credit structuring.
• Experience with regulatory requirements for the respective focus area.
• Fluent German language skills and very good English language skills.
• Hands‑on and driving the change mindset.
• Reliable, solution‑oriented, independent working method.
• Used to working under pressure / on tight deadlines.
• Stakeholder management for multiple tasks and good communication skills.
• Strong interest in the credit‑risk field and always looking to improve old‑fashioned processes end‑to‑end with new approaches and technology.

Working Model

You’re based in Berlin or willing to commute to Berlin a few days every month for stakeholder collaboration, team projects, etc.

Benefits

• Competitive salary and a variable remuneration program.
• Home office budget.
• Learning & development budget of €1000 per year and a transparent growth framework to support your career goals.
• Monthly meal allowance.
• Deutschland ticket subsidy.
• 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris.
• Opportunity to work abroad for up to 12 weeks per year.

Equal Employment Opportunity

At Solaris we are committed to nurturing an inclusive environment where all Solarians feel valued, respected, and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal‑opportunity workplace. If you have a disability or special need that requires accommodation please let us know.