Senior Risk Manager (mfd)

Ratepay; Berlin; Hybrid; EUR 70.000 - 90.000; Vollzeit

Zusammenfassung

A leading payment solutions provider in Berlin seeks a Senior Risk Manager. The role involves managing consumer risk and optimizing risk analysis processes using SQL and Python. The ideal candidate should have experience in the ecommerce payment industry and a strong background in credit and fraud risk management. This position offers flexible working hours, remote work options, and various personal development benefits.

Leistungen

Flexible working hours

Work remotely (EU for up to 4 weeks a year)

28 vacation days per annum

Financial security including pension plan

Monthly lunches

Learning and development opportunities

Gym membership or public transport allowance

Dog-friendly office

Qualifikationen

• Experience in the ecommerce payment or banking industry.
• Relevant experience in credit and/or fraud risk management.
• Strong data analysis skills in SQL and basic Python knowledge.

Aufgaben

• Monitor and steer key performance indicators related to risk.
• Optimize the automated scoring process through risk analysis.
• Manage consumer risk in collaboration with various internal teams.

Kenntnisse

eCommerce payment expertise

Risk Management

Data analysis in SQL

Communication in English

Tools

Python

SQL

Jobbeschreibung

Your Mission

Together we work every day on customized solutions for large online retailers and marketplaces and design the payment solutions of tomorrow.

As a Senior Risk Manager (m / f / d) in our risk department you understand risk management as an area of tension between merchant satisfaction end customer satisfaction and risk doing so you prevent merchants their buyers and Ratepay from fraud and credit risk defaults and thus have a significant influence on our contribution margin.

Key Responsibilities :

• Monitoring and steering key performance indicators such as probabilities of defaults fraud rates and acceptance rates are part of your daily work.
• You c ontinuous ly optimize the automated scoring process through risk analyses in Python and SQL in close collaboration with other teams like Data Science Business Analytics IT Commercial and Legal .
• You are the go-to partner for internal teams and merchants / partners when it comes to managing consumer risk. This involves evaluating risks in new product developments contributing risk insights to pricing calculations and supporting business growth through guidance on improving traffic quality and conversion performance.
• You specify the business requirements for the further development of the systems and tools your department use as well as optimiz e processes within your team in terms of scalability and operational excellence .

That’s What You Bring Along

• You have working experience in the ecommerce payment or banking industry and r elevant experience in credit- and / or fraud risk management .
• Striving for operational excellence while maintaining a strategic holistic view and considering the impact of decisions on the team and stakeholders is part of your approach.
• Experience in cross functional work / projects as well as data analysis skills in SQL (advanced) and Python (beginner) complement your profile.
• It is easy for you to communicate clear ly and effective with team members merchants / partners and other departments in English (German is a plus).

That’s How Working With Us Will Be

Weremore than just a workplace werea vibrant community of innovators collaborators and visionaries who love what we do and reward those who work with us. Here your careerisntjust a opportunity to thrive learn and make a difference. Take a look at these greatpersonalisedbenefits of working a monthly basis you can choose between mobility fitness food training and much more.

• Flexible working hours
• Work remotely (EU for up to 4 weeks a year)
• 28 vacation days per annum.
• Financial security including pension plan
• Monthly lunches
• Learning and development (Access to various self-development platforms such as language learning and skills enhancement
• Gym membership or public transport allowance
• Ratepaw community : Our office has a floor which is dog-friendly . So bring your pawsome pet to work when needed.

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background religious beliefs worldview gender sexual orientation physical and mental limitations age marital status educational background and nationality. With over 200 employees and 40 different nationalities we take our values seriously. These include ownership growth integrity collaboration customer centricity and inclusion.

About us

We dare to design the future of payments together. Born in the heart of Berlins fintech hub Ratepay has passionately crafted tomorrows payment solutions for over a decade.

Today were proud to be Europes leading white-label Buy Now Pay Later provider trusted by brands like Eurowings ZARA and PUMA.

Our success comes from teamwork openness and continuous improvement. We value shared goals over egos fostering a culture of courage commitment and warmth. Our dedicated team of 200 professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning delivering tailored payment solutions for businesses across Germany Austria Switzerland and beyond.

At Ratepay we never stop improving our products our processes and ourselves.

Ready to transform commerce payments with us

Required Experience

Manager

Key Skills

Arm,Risk Management,Financial Services,Cybersecurity,COSO,PCI,Root cause Analysis,COBIT,NIST Standards,SOX,Information Security,RMF

Employment Type: Full-Time

Experience: years

Vacancy: 1