Senior Product Owner - Financial Services (all genders)

Hubject; Berlin; Hybrid; EUR 70.000 - 90.000; Vollzeit

Zusammenfassung

A leading fintech company in Berlin seeks a Senior Product Owner for Financial Services to manage and enhance financial transaction processes. This role requires expertise in payment integration, regulatory frameworks, and effective communication across teams. Ideal candidates are experienced in product management within the fintech sector, capable of handling complex financial requirements while ensuring compliance and operational excellence. Join a dynamic team dedicated to driving innovation in eMobility.

Leistungen

Food subsidy

BVG subsidy

Urban sports membership

Yearly training budget

Udemy learning platform access

Flexible working hours

Qualifikationen

• 5+ years in product management with fintech/payment experience.
• Strong understanding of regulatory frameworks like PSD2 and AML/KYC.
• Ability to translate financial needs into technical requirements.

Aufgaben

• Own the Financial Services product backlog and oversee transaction processes.
• Lead integration with external payment providers.
• Define KPIs and ensure compliance with regulatory standards.

Kenntnisse

Product management

Payment integration

Regulatory understanding

API integration

Communication skills

Tools

Jira

Confluence

Jobbeschreibung

Your Profile

• 5+ years in product management or ownership in fintech/ payments/ transaction heavy SaaS.
• Proven expertise in payment flows, clearing/settlement, invoicing, reconciliation, fraud prevention, and reporting.
• Strong understanding of regulatory frameworks (PSD2, BaFin, AML/KYC, VAT).
• Strong API/product integration understanding (ideally with roaming/transaction standards like OCPI, OICP, or similar B2B APIs).
• Hands‑on experience with backlog tools (Jira, Confluence) and agile workflows. Data‑driven mindset — reporting tools, transaction analysis and errors.
• Acting as a trusted partner to Head of P & T— understanding big‑picture strategy but executing with detail.
• Excellent communicator, can “speak finance, speak tech, and speak business.”
• Self‑driven, structured, resilient under pressure, with high ownership mentality.

Nice‑to‑Haves

• Experience in eMobility, roaming, or energy trading.
• Exposure to fraud detection, risk management tools, or ERP systems.
• Worked in scale‑up environments.

Start date

As soon as possible

Your challenge

We are looking for a Senior Product Owner – Financial Services (all genders) with strong experience in fintech and financial transaction platforms, and a solid understanding of clearing & settlement, invoicing, payment integrations, and regulatory requirements. Financial Services is a core component of Hubject’s platform, enabling accurate, compliant, and scalable financial transactions between EMPs, CPOs, OEMs, and external payment providers.

In this role, you will own and advance Hubject’s Financial Services products, focusing on regulatory precision, operational excellence, and end‑to‑end transaction lifecycle management. You will work closely with Engineering, Finance, Compliance, Legal, and Operations, as well as external partners such as payment service providers and banks, to ensure robust, audit‑ready, and high‑quality financial processes across the entire platform.

Why Hubject

We develop ideas and deliver solutions for the eMobility market. We are working on the most important growth topics. We are an international team of very motivated eMobility enthusiasts. AND We have over 30 benefits in different categories:

• Food & drinks (food subsidy)
• Mobility (BVG subsidy)
• Health & sports (Urban sports membership)
• Equipment (Laptop etc.)
• Learning and development (yearly training budget and Udemy learning platform access)
• Hubject Lifestyle (Voiio membership)
• Family‑friendly environment (flex working time)

Language

Fluent in English

Location

Onsite in Berlin

Hybrid system:

• 2 days per week at the office, 3 days remote
• EUREF Campus in Schöneberg in Berlin - Europe's hotspot for green technology and eMobility

Your Tasks

Product Ownership

• Own the FS product backlog, from clearing & settlement flows to invoicing, payment integrations, and transaction reporting.
• Break down regulatory, legal, and business requirements into implementable features with clear acceptance criteria.

Bridge Role

• Translate financial business needs (from CFO, Legal, Compliance, major EMP/CPO clients) into technical requirements for developers.
• Support in shaping FS strategy and ensure alignment with Hubject’s platform roadmap.

Fintech Excellence

• Lead on financial transaction processes: reconciliation, error handling, chargebacks, fraud prevention.
• Manage integration with external providers (e.g., Stripe, Datatrans, acquirers, banks).

Stakeholder Engagement

• Main FS contact point for EMPs, CPOs, OEMs on financial product topics. Collaborate across Hubject: Operations (incident management), Compliance (BaFin/PSD2), Legal (contracts), Finance (settlement).

Delivery & Quality

• Ensure development output matches regulatory precision (no room for error in invoices/settlement).
• Define KPIs: success rate of financial transactions, SLA adherence, error/fraud rates, settlement cycles.
• Own the complete FS lifecycle: from EMP–CPO contract setup to transaction clearing, settlement, invoicing, reconciliation, dispute management, and reporting.
• Ensure transparency and audit‑readiness of all FS processes.