Portfolio Services Portfolio Manager

Columbia Bank; Frankfurt; Vor Ort; EUR 55.000 - 100.000; Vollzeit

Zusammenfassung

A financial institution in Frankfurt is looking for a candidate to oversee and underwrite a portfolio of Commercial Real Estate loans. Candidates should have 7-10 years of experience in portfolio management, with a keen ability to analyze credit risk and communicate effectively with clients. Responsibilities include loan negotiations, compliance checks, and financial analysis. This role offers competitive pay and comprehensive benefits, emphasizing a commitment to diversity and equal opportunity.

Leistungen

Comprehensive healthcare coverage

401(k) retirement savings plan

Tuition assistance

Paid vacation and holidays

Employee assistance program

Qualifikationen

• Significant experience managing complex commercial real estate portfolios.
• Ability to negotiate loan renewals and manage payments and liabilities.
• Strong knowledge of commercial lending products and regulations.

Aufgaben

• Manage commercial real estate loans, coordinate with customers, and assess risk.
• Negotiate renewals and modifications for loans.
• Ensure documentation compliance with bank regulations.

Kenntnisse

Portfolio management

Analytical skills

Problem-solving skills

Credit analysis

Commercial underwriting

Attention to detail

Communication skills

Ability to train and present

Ausbildung

7-10 years of relevant experience in commercial real estate

Tools

Microsoft Word

Microsoft Excel

Jobbeschreibung

Overview

Monitor, manage, and/or underwrite an assigned portfolio of Commercial Real Estate loans and relationships. Collaborates and teams with Commercial Banking frontline to manage customer and portfolio, as well as has direct interaction with customers on a regular basis.

Responsibilities

• Responsible for the management of assigned commercial real estate loans which includes collaboration with frontline as well as direct interface with customers to perform any of the following: negotiate renewals, modifications, restructures, workouts, annual loan reviews, annual covenant compliance checks; including compilation of financial documentation, credit analysis and underwriting as applicable to each action.
• Responsible for effective analysis, assessment, and assignment of risk ratings, including preparation of related documentation and/or credit actions as required.
• Works with the customer to develop an action plan to get the loan back to a pass credit status on adversely risk rated loans.
• Manages matured loan exits as assigned, insured loss claims and/or other problem loan types including transfers to Special Assets.
• Ensures payments, property taxes and insurance on the collateral are kept current. Negotiates and documents action plans relative to past due payments, taxes and expired insurance.
• Oversees the collection of the required financial information from the borrowers/guarantors in a timely manner.
• Ensures that the financial information is analyzed utilizing the Bank’s methodology.
• Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
• Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
• Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
• Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
• Takes personal initiative and is a positive example for others to emulate.
• Embraces our vision to become “Business Bank of Choice”
• May perform other duties as assigned.

About You

Experience

• 7-10 years — of relevant commercial real estate portfolio management and underwriting experience. Significant experience successfully managing the most complex and valuable customers. (Required)

Skills

• Advanced portfolio management abilities, analytical and problem-solving skills, and credit and credit quality skills, including commercial collection and workout.
• Extremely strong knowledge of commercial lending products and services.
• Advanced credit analysis and commercial underwriting skills, including accounting, financial statement and cash flow analysis experience.
• Advanced knowledge of commercial lending policies, procedures, practices and documentation.
• Excellent written and verbal communication and presentation skills.
• Extremely strong attention to detail.
• Strong ability to work effectively with individuals and groups across the company to manage customer relationships.
• Proficiency with personal computers and related software packages such as Word and Excel, and other business machines.
• May act as a subject matter expert and/or mentor/direct other junior members of the team.
• Ability to train and present to small and large audiences or has the interest in learning to train and present.

Travel

• Occasional

Compensation and Location

The pay range for this role is $66,000.00 - $119,000.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.

Location: Primary Location: Ability to work fully onsite at posted location(s). 17901 Von Karman Avenue Suite 700 Irvine CA 92614

Our Benefits

We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Diversity and Equal Opportunity

Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [e-mail].

Agency Submissions

To Staffing And Recruiting Agencies: Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.