Credit Portfolio Monitoring Officer (M / F)

Banque Internationale à Luxembourg (BIL); Biesdorf; Vor Ort; EUR 80.000 - 100.000; Vollzeit

Zusammenfassung

A major banking institution in Rheinland-Pfalz is seeking a Credit Portfolio Monitoring Officer to oversee the credit portfolio's performance and risks. You will implement analytics tools, assess potential risks, and produce regular management reports. The ideal candidate has expertise in credit instruments and experience in risk reporting, with strong analytical and communication skills. This role emphasizes collaboration for improving credit processes and ensuring compliance with regulations.

Leistungen

Diversity and inclusion initiatives

Career development opportunities

Qualifikationen

• Experience in preparing and presenting risk reports to senior management.
• Strong analytical skills to interpret complex financial data.
• Significant experience working in the Front Office and/or in risk management.

Aufgaben

• Implement and maintain databases for effective portfolio monitoring.
• Identify and assess risks within the credit portfolio.
• Ensure rigorous monitoring of the loan portfolio.

Kenntnisse

Credit & Financial Instruments expertise

Risk Reporting

Curiosity for emerging technologies

Analytical Skills

Excellent communication skills

Up-to-date knowledge of regulations

Banking Experience

Ausbildung

Significant experience in risk management

Jobbeschreibung

Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.

As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

The Credit Portfolio Monitoring officer is responsible for the monitoring of the credit portfolio of the Bank in terms of performance, trends, risks, and opportunities. This involves a combination of analytical skills, risk management expertise, and solution-driven attitude to ensure that Management has the relevant information about the credit portfolio for strategic decisions and improvements.

Your next challenge

• Implement and maintain databases, systems and analytics tools to facilitate effective portfolio monitoring. Integrate AI-related methods and emerging technologies / tools.
• Identify and assess potential risks within the credit portfolio. Propose and implement solutions to mitigate identified risks and strengthen the overall risk management framework.
• Detect signs of deteriorating credit quality.
• Ensure rigorous monitoring of the loan portfolio by overseeing indicators such as overdrafts, loan maturity management, and annual review process. Request action from the relevant teams when necessary.
• Produce regular reports to senior management, summarizing key portfolio metrics, performance indicators, and risk assessments.
• Collaborate with credit risk and other relevant departments to gather insights and share information about portfolio performance and participate to projects to improve credit process.

Your skills

• Credit & Financial Instruments expertise
• Risk Reporting : Experience in preparing and presenting risk reports to senior management
• Curiosity for emerging technologies and Artificial Intelligence domain
• Analytical Skills : Strong analytical skills to interpret complex financial data, identify trends, and assess portfolio performance
• Excellent communication skills to convey complex information clearly and concisely, both verbally and in writing. This includes the ability to present findings to senior management and stakeholders
• Up-to-date knowledge of relevant regulations and compliance standards in the financial industry, with the ability to ensure the team's adherence to these requirements
• Banking Experience : Significant experience working in the Front Office and / or in risk management within the banking industry

BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.

BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.

NB : The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.