Underwriter, Liability

Zurich 56 Company Ltd; Montreal; Hybrid; CAD 60,000 - 80,000; Full time

Job summary

A leading global insurance provider in Montreal is seeking a Liability Underwriter to join their Casualty team. This hybrid role involves analyzing and underwriting new and renewal business, building relationships with clients and distributors, and ensuring compliance with insurance laws. Candidates should have a high school diploma with relevant experience, and a bachelor's degree is preferred. Offers a supportive work environment with opportunities for growth and a strong commitment to diversity and inclusion.

Benefits

Comprehensive health/benefits plan

Minimum of four weeks vacation per year

Personal days per year

Qualifications

• 1+ years in Commercial Insurance or Market Facing area.
• 2+ years in Claims or Underwriting Support.
• Knowledge of underwriting philosophy and techniques.

Responsibilities

• Analyze and underwrite new and renewal casualty business.
• Build relationships with clients and distributors.
• Administer underwriting rules and compliance.
• Quote, set coverage, and negotiate terms.
• Manage target opportunities and communication.

Skills

Knowledge of insurance industry

Strong negotiation skills

Fluent in French

Strong verbal communication skills

Strong written communication skills

Education

High School Diploma or Equivalent

Bachelor's Degree

Tools

Microsoft Office

Job description

Underwriter, Liability

The Opportunity

Are you looking for a caring, collaborative, values‑driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to thrive at one of the most impactful global insurance providers in the world? Look no further than Zurich Canada.

Zurich Canada is currently looking for a Liability Underwriter to join our Eastern Region Casualty team in Montreal.

Reporting to the AVP, Liability Manager, Eastern Region, you will analyze and underwrite new and renewal casualty business, build lasting relationships with clients and distributors, and help deliver exceptional service to our customers—all supported by a dedicated local team of Underwriting Assistants, Liability Risk Engineers, International Service Specialists, Pricing Actuaries, and an industry‑leading claims team.

This is a unique opportunity to grow your knowledge and experience for the future in a supportive environment where your voice matters.

This is a hybrid work opportunity.

What you will do

• Administer and monitor underwriting rules, guidelines, rating manuals, and compliance with insurance laws and regulations.
• Develop, maintain, and collaborate with Line of Business representatives and respond to other business‑related needs.
• Build and maintain relationships with agents and brokers to support business retention, acquisition, and customer solutions.
• Act as a Help Point for agents, brokers, and customers, supporting Zurich’s sales culture.
• Proactively seek opportunities for renewals and new accounts.
• Assess opportunities with key distributors to identify growth areas.
• Qualify accounts to align with Zurich’s appetite and sound business opportunities.
• Make broker and customer calls with a planned, well‑prepared purpose.
• Cross‑sell additional lines of business to increase Zurich’s product offerings.
• Promote Zurich’s products and services for greater market penetration.
• Participate in Sales Team meetings as related to assigned brokers and territory.
• Manage a list of target opportunities 90 to 120 days prior to effective date.
• Update required systems with details of broker/client visits and account status within specified timelines.
• Serve as the key contact for assigned target accounts.
• Accurately calculate target pricing using underwriting tools.
• Measure exposures and analyze risks.
• Quote, set coverage, and negotiate terms and conditions.
• Service accounts and handle declinations/cancellations.
• Participate in marketing presentations to assigned agents/brokers.
• Resolve technical problems using established policies and procedures.
• Provide technical expertise for short‑term, defined‑scope projects.
• Ensure compliance with legal and regulatory controls governing work practices.
• Collect evidence from established sources to deliver accurate decisions and facilitate broader customer decision‑making.
• Monitor underwriting processes to identify improvement opportunities.

Job Qualifications - What you bring to the table

• High School Diploma or Equivalent and 1 or more years of experience in the Commercial Insurance or Market Facing area
• High School Diploma or Equivalent and 2 or more years of experience in the Claims or Underwriting Support area
• Knowledge of the insurance industry and the legal and regulatory environment
• Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines

Preferred:

• Bachelors Degree with 1 or more years’ experience in commercial casualty underwriting area
• Strong negotiation skills
• Strong verbal and written communication skills
• Microsoft Office skills
• Fluent with written and spoken French.

For positions posted in QC only:

• Fluency in both spoken and written English is required to facilitate communication with internal and external stakeholders outside Quebec.

Our Culture

• At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work. Our DIEB initiatives are creating an environment where everyone feels welcome.
• We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact.
• We care about our employees’ well‑being and offer a comprehensive health/benefits plan with varying levels of coverage to suit your specific needs and a competitive total compensation package.
• We understand how important it is to rest, recharge and do the things you love. At Zurich, all employees receive a minimum of four weeks of vacation per year to do just that.
• We also understand that employees require time off for personal reasons. Maybe you have an appointment during a workday, a cultural or religious holiday you would like to observe, or you need time off to focus on your mental health. Zurich employees receive four personal days per year to be used at their discretion.
• We are committed to continuous improvement, and offer access to a comprehensive range of training and development opportunities.
• We care about our communities. Our communities are where our customers, people, and shareholders live and work. While we can be proud of the contribution to society Zurich makes through our core business of insurance, we must also give back to our communities through our talent, time and resources.
• We have won numerous awards for our workplace culture. We are proud to be one of Greater Toronto’s Top Employers and to have received Insurance Business Canada’s 5‑Star Diversity, Equity and Inclusion Award.

Make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.

About Us

Zurich Canada is part of Zurich Insurance Group, a multi‑line insurer with approximately 55,000 employees worldwide serving customers in global and local markets. Zurich Canada has been a leading insurance provider serving mid‑size and large companies, including multinational corporations, in the Canadian commercial market for 100 years. With over 500 employees in offices across the country, Zurich offers the global strength of a top insurance provider combined with in‑depth knowledge of industries and local markets. Zurich Canada aspires to be risk management professionals’ first choice as their premier partner to help meet the risk challenges of today and tomorrow. Read more at www.zurichcanada.com.

A future with Zurich

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 148 years of experience managing risk and supporting resilience. We are a leading provider of commercial property‑casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. Today, we serve more than 25 industries, from agriculture to technology and insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, Zurich strives to provide ongoing career development opportunities and foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our people, our customers and the communities we serve.

As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers’ expectations. Zurich is committed to providing a diverse, inclusive and barrier‑free environment resulting in an accessible organization for employees, customers, and other parties who interact with, or on behalf of, Zurich. We strive to achieve a workplace free of discrimination of all forms, including discrimination on the basis of physical or mental disability, or medical condition. If you are interested in a job opportunity, please advise if you require an accommodation, so we can work with you to provide a more accessible process.

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