Manager, Credit Structures

RBC; Calgary; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial institution is seeking a Manager, Credit Structures to provide innovative credit solutions and manage credit relationships for Private Banking clients in Calgary, Canada. Successful candidates will possess 3-5 years of credit experience, strong analytical skills, and the ability to communicate effectively with high net worth clients. This full-time role emphasizes developing creative credit solutions and ensuring excellent client experiences. Competitive salary, bonuses, and flexible benefits included.

Benefits

Comprehensive Total Rewards Program

Flexible benefits

Competitive compensation

Coaching and development opportunities

Qualifications

• 3-5 years of experience in credit granting to personal and/or business clients.
• Ability to analyze financial statements.
• Excellent written and verbal communication skills.

Responsibilities

• Provide high-end relationship management and credit advice.
• Deliver best-in-class credit experience through client conversations.
• Prepare and submit comprehensive credit proposals.

Skills

Credit analysis

Client relationship management

Communication skills

Job description

Job Description

As Manager, Credit Structures, UHNW, you will be a credit professional providing innovative credit solutions, professional value‑added advice, and credit expertise to Private Banking clients. You will be responsible for Private Banking client credit relationships and focused on winning as One RBC by introducing clients to the right solutions, partners, and capabilities at the right time.

What will you do?

• Provide high‑end relationship management and credit advice to high net worth Canadians following all five principles of the Black Card Experience
• Deliver a superior, professional, best‑in‑class credit experience through excellence in completing deep‑discovery conversations with clients regarding their credit needs, analyzing the various options while leveraging the tools at your disposal, and presenting solutions centered on credit advice
• Provide proactive credit advice to all Private Banking clients and develop innovative and creative credit solutions
• Prepare and submit comprehensive and accurate credit proposals for approval with a sense of urgency, supported by required due diligence and analysis of financial statements
• Lead the discussion with clients around mortgage renewals and process client requests
• Proactively manage credit renewals by submitting files within deadlines

What do you need to succeed?

Must‑have

• A minimum of 3‑5 years of experience in credit granting to personal and/or business clients
• Proven ability to analyze financial statements
• Excellent written and verbal communication skills
• Superior client relationship management skills

Nice‑to‑have

• Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards
• Experience working with high net worth clients
• Experience in Commercial and/or Capital Markets

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high‑performing team
• Flexible work/life balance options
• Opportunities to do challenging work
• Opportunities to take on progressively greater accountabilities

Access to a variety of job opportunities across business and geographies

Job Skills

Additional Job Details

Address: 335 8 AVE SW:CALGARY

City: Calgary

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: PERSONAL & COMMERCIAL BANKING

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-12-23

Application Deadline: 2026-02-09

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.