Risk Strategy Manager - SME Lending

Astra Tech; Abu Dhabi; On-site; AED 200,000 - 250,000; Full time

Job summary

A leading fintech company in Abu Dhabi is seeking an experienced Risk Strategy Manager. The role involves designing risk strategies for consumer finance and SME lending, analyzing large datasets, and ensuring compliance with regulatory requirements. The ideal candidate will have a minimum of 3 years' experience in data analysis and risk strategy, with proficiency in data tools like SQL, Python, and R. This position offers a dynamic work environment focused on innovation and growth.

Qualifications

• Minimum of 3 years of experience in data analysis and risk strategy formulation.
• Proficient in data analysis tools (e.g., SQL, Python, R).
• Strong understanding of credit scoring models and portfolio risk management.

Responsibilities

• Design and implement comprehensive risk strategies for lending products.
• Analyze datasets to identify trends and predict risks.
• Monitor and evaluate risk policies to align with market changes.

Skills

Data analysis

Risk strategy development

Consumer finance

Fraud detection

SQL

Python

R

Analytical skills

Problem-solving

Excellent communication

Education

Bachelor’s degree or above in Finance, Statistics, Mathematics, or Computer Science

Tools

Data analysis tools

Job description

Role Summary

We are looking for an experienced Risk Strategy Manager to join our team. The ideal candidate will have a strong background in data analysis and risk strategy development, with expertise in consumer finance and SME lending. Candidates with experience in leading fintech or data science firms and those with international education or work experience will be given preference.

Responsibilities

• Design and implement comprehensive risk strategies for consumer finance and SME lending products.
• Develop credit, fraud detection, and portfolio risk control models based on data-driven insights.
• Analyze large datasets to identify trends, predict risks, and optimize strategy performance.
• Develop actionable insights to improve risk management policies and drive business growth.
• Monitor and evaluate the effectiveness of risk policies and adjust strategies to align with market changes.
• Collaborate with product, operations, and tech teams to ensure smooth implementation of risk policies.
• Work closely with data science and business teams to align risk strategies with overall business goals.
• Communicate key findings and recommendations to stakeholders at all levels.
• Ensure risk strategies comply with regulatory requirements and internal policies.
• Prepare detailed reports on risk strategy performance and propose improvements.

Requirements

• Bachelor’s degree or above in a related field (e.g., Finance, Statistics, Mathematics, Computer Science).
• Minimum of 3 years of experience in data analysis and risk strategy formulation, preferably in consumer finance or SME lending.
• Experience in leading fintech or data science companies is a strong advantage.
• Proficient in data analysis tools (e.g., SQL, Python, R) and risk modeling techniques.
• Strong understanding of credit scoring models, fraud detection, and portfolio risk management.
• Excellent analytical, problem-solving, and communication skills.
• Ability to work in a fast-paced and dynamic environment.
• Strong attention to detail and commitment to excellence.