Credit Manager

Minor International; Ras Al Khaimah; On-site; AED 120,000 - 160,000; Full time

Job summary

A leading international company is seeking a skilled Credit Manager in Ras Al Khaimah. This key role focuses on managing credit risk, overseeing accounts receivable, and ensuring compliance with credit policies. The ideal candidate will have over 5 years of experience in credit management, strong financial analysis skills, and the ability to lead a team effectively. Opportunity to innovate billing processes and collaborate with various departments in a dynamic environment. Employment is full-time with no remote work offered.

Qualifications

• 5+ years of experience in credit management or similar role.
• In-depth knowledge of credit laws and regulations.
• Experience with hotel operating systems is a plus.

Responsibilities

• Manage the accounts receivable team.
• Develop and implement credit policies.
• Analyze credit applications and determine creditworthiness.
• Monitor customer accounts for overdue payments.
• Prepare and present reports on credit performance.

Skills

Financial analysis

Credit risk assessment

Leadership

Problem-solving

Communication

Negotiation

Education

Bachelor's degree in business, Accounting, Finance or related field

Tools

Financial software

Credit management systems

Job description

We are seeking a highly skilled and detailoriented Credit Manager to join our team in Ras Al Khaimah. As a key member of our finance department you will be responsible for managing credit risk overseeing accounts receivable and ensuring compliance with credit policies and regulations.

• Lead and manage the accounts receivable team fostering a collaborative and goaloriented environment
• Develop and implement credit policies and procedures to minimize financial risk
• Analyze credit applications and financial statements to determine creditworthiness of clients
• Establish credit limits and terms for new and existing customers
• Monitor customer accounts and initiate collection processes for overdue payments
• Collaborate with sales and customer service teams to resolve billing inquiries and disputes
• Prepare and present regular reports on credit performance and risk exposure
• Continuously analyze and improve the effectiveness of billing processes and accuracy
• Ensure compliance with local and international credit laws and regulations
• Develop and maintain strong relationships with key clients and financial institutions

Qualifications

• Bachelors degree in business Accounting Finance or a related field
• Minimum of 5 years of experience in credit management or a similar role
• Strong financial analysis skills and proficiency in credit risk assessment
• Indepth knowledge of credit laws regulations and best practices
• Proven experience in accounts receivable management and collections
• Excellent leadership and team management abilities
• Strong analytical and problemsolving skills with a detailoriented approach
• Proficiency in financial software and credit management systems
• Experience with hotel operating systems is a plus
• Outstanding communication and negotiation skills
• Ability to work effectively in a fastpaced customerfocused environment

Remote Work

No

Employment Type

Fulltime