Assistant Credit Manager

AccorHotel; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading hospitality company in Dubai is seeking an Assistant Credit Manager to support the financial team in evaluating customer creditworthiness and ensuring timely collection of accounts. The ideal candidate will have a Bachelor's degree in finance or a related field and strong analytical skills. Responsibilities include monitoring aging accounts, managing credit limits, and coordinating with sales and finance teams to mitigate risks and support cash flow maintenance.

Qualifications

• Strong analytical and numerical skills.
• Good understanding of credit analysis and risk assessment.
• Experience in credit control or financial analysis.

Responsibilities

• Review customer credit applications and financial statements.
• Monitor overdue accounts and follow up with customers.
• Identify potential credit risks and propose mitigation strategies.

Skills

Analytical skills

Communication skills

Negotiation skills

Attention to detail

Education

Bachelor's degree in Finance, Accounting, Business Administration or related field

Tools

Accounting/ERP systems

Spreadsheets

Job description

As Assistant Credit Manager supports the Cluster Director of Finance in evaluating customer creditworthiness managing credit limits reducing financial risk and ensuring timely collection of outstanding accounts. This role involves analyzing financial data maintaining credit records coordinating with sales and finance teams and assisting in developing credit policies to support healthy cash flow and minimize bad debt.

Credit Assessment & Approval

• Review and analyze customer credit applications financial statements credit reports and payment history.
• Assist in determining appropriate credit limits and terms based on risk assessment.
• Monitor customer credit performance and report significant changes or risks.
• Support the approval and setup of new customer accounts.

Accounts Receivable & Collections

• Monitor aging reports and follow up on overdue accounts.
• Coordinate with customers to resolve billing issues or payment delays.
• Escalate high-risk accounts and recommend appropriate actions (holds collections negotiations).
• Assist in achieving monthly cash collection targets.

Risk Management

• Identify potential credit risks and propose strategies to mitigate bad debt exposure.
• Update and maintain accurate credit files and customer documentation.
• Assist in conducting periodic reviews of existing customer credit limits.

Process Support & Reporting

• Prepare regular reports on credit exposures overdue accounts and collection status.
• Assist the Credit Manager in developing and implementing credit policies and procedures.
• Support audits by providing documentation and credit-related data.
• Work closely with the sales finance and operations teams to ensure smooth order processing and dispute resolution.

Qualifications

• Bachelors degree in Finance Accounting Business Administration or related field.
• Strong analytical and numerical skills.
• Good understanding of credit analysis financial statements and risk assessment.
• Proficiency with spreadsheets and accounting/ERP systems.
• Excellent communication and negotiation skills.
• Experience in credit control accounts receivable or financial analysis.
• Familiarity with credit scoring tools and trade credit insurance.
• Strong attention to detail and ability to work under deadlines.

Additional Information

Additional Language is an added advantage.

Our commitment to Diversity & Inclusion:
We are an inclusive company and our ambition is to attract recruit and promote diverse talent.

Remote Work

No

Employment Type

Full-time