Mortgage Originator

Placements24; Centurion; Hybrid; ZAR 350,000 - 520,000; Full time

Benefits offered by this job

Hybrid work environment

Competitive commission

Health, dental, and vision benefits

Job summary

Placements24 is seeking a motivated Mortgage Originator in Centurion to drive new loan business by building relationships with real estate agents, builders and borrowers. You will guide clients through the application process and tailor loan options to their needs.

The role emphasizes top-tier customer service, strong sales skills, and a solid understanding of mortgage products, underwriting guidelines and regulatory requirements.

Qualifications

• Proven experience as a Mortgage Originator or Loan Officer.
• Strong sales skills and ability to meet loan origination targets.
• Knowledge of mortgage products, underwriting guidelines, and regulations.

Responsibilities

• Actively prospect for new mortgage lending opportunities through networking and referrals.
• Meet with borrowers to assess financials and determine loan eligibility.
• Educate clients on loan options, terms and conditions.
• Prepare and process mortgage applications with accurate documentation.
• Build relationships with real estate professionals and referral partners.

Skills

Mortgage Origination

Sales

Networking

Customer Service

Job description

About the Role

Our client is seeking a motivated and experienced Mortgage Originator to join their growing team in Centurion. In this role, you will be responsible for generating new mortgage loan business by developing relationships with real estate agents, builders, and potential borrowers. You will guide clients through the mortgage application process, offering competitive loan products and ensuring a smooth, efficient closing. This position requires excellent sales skills, a strong understanding of the mortgage market, and a commitment to providing outstanding customer service throughout the entire loan lifecycle.

Key Responsibilities

• Actively prospect for new mortgage lending opportunities through networking, referrals, and marketing initiatives.
• Meet with potential borrowers to assess their financial situation and determine eligibility for various mortgage products.
• Educate clients on loan options, terms, and conditions, helping them select the best mortgage solution.
• Prepare and process mortgage loan applications accurately and efficiently, ensuring all required documentation is obtained.
• Build and maintain strong relationships with real estate professionals and other referral partners to drive business growth.

Requirements

• Proven experience as a Mortgage Originator or Loan Officer.
• Demonstrated success in meeting or exceeding loan origination targets.
• In-depth knowledge of mortgage products, underwriting guidelines, and regulatory compliance.
• Excellent sales, negotiation, and communication skills.
• Strong networking abilities and the capacity to build professional relationships.

Benefits

• Attractive base salary plus uncapped commission earnings.
• Comprehensive health, dental, and vision benefits package.
• 401(k) retirement plan with company match.
• Ongoing training and professional development opportunities.
• Hybrid work environment allowing for flexibility in managing client interactions and office responsibilities.