Mortgage Loan Originator

Placements24; Bloemfontein; On-site; ZAR 320,000 - 640,000; Full time

Benefits offered by this job

Competitive pay

Commission

Health insurance

Retirement plan

Training opportunities

Job summary

Placements24 is seeking a motivated Mortgage Loan Originator to join our team in Bloemfontein. You will source new business, advise clients on mortgage products, and guide them through the application to closing. Strong communication and customer service are essential.

You will interview applicants, gather financial details, and ensure accurate documentation while maintaining ongoing relationships with clients and agents. Compliance with regulations is required and ongoing training is provided.

Qualifications

• Proven experience as a Mortgage Loan Originator or similar sales-focused lending role.
• Knowledge of mortgage lending regulations and underwriting guidelines.
• Strong sales, negotiation and communication skills.
• Proficiency with loan origination software and CRM systems.

Responsibilities

• Generate new mortgage loan business through prospecting and networking.
• Interview applicants to gather financial information and assess eligibility.
• Advise clients on loan programs and terms based on needs.
• Guide applicants through the mortgage application, collecting documents.
• Maintain communication with clients, real estate agents and internal teams.
• Ensure compliance with lending regulations and company policies.

Skills

Mortgage origination

Sales

CRM software

Regulatory knowledge

Tools

CRM systems

Job description

About the Role

Our client is seeking a motivated and customer-centric Mortgage Loan Originator to join their team in Bloemfontein . This role is fundamental to assisting clients in navigating the mortgage application process, from initial inquiry through to loan closing. You will be responsible for sourcing new business, advising clients on suitable mortgage products, guiding them through the application requirements, and ensuring a smooth and efficient loan origination process. The ideal candidate is highly communicative, detail-oriented, and dedicated to providing exceptional service to help individuals achieve their homeownership dreams.

Key Responsibilities

• Generate new mortgage loan business through proactive prospecting, networking, and client relationship management.
• Interview loan applicants to gather detailed financial information and assess their eligibility for various mortgage products.
• Advise clients on the most appropriate loan programs and terms based on their individual needs and financial situations.
• Guide applicants through the mortgage application process, ensuring all necessary documentation is accurately collected and submitted.
• Maintain ongoing communication with clients, real estate agents, and internal teams throughout the loan origination lifecycle.
• Ensure compliance with all federal and state lending regulations and company policies.

Requirements

• Proven experience as a Mortgage Loan Originator or in a similar sales-focused lending role.
• Possession of a valid Mortgage Loan Originator license or willingness to obtain one.
• Strong understanding of mortgage lending regulations and underwriting guidelines.
• Excellent sales, negotiation, and communication skills.
• Proficiency in loan origination software and CRM systems.
• Customer-focused mindset with a commitment to providing outstanding service in Bloemfontein .

Benefits

• Competitive salary plus attractive commission and bonus structure.
• Comprehensive benefits package including health insurance and retirement savings.
• Ongoing training and professional development to enhance your skills.
• Supportive team environment and access to industry-leading technology.
• Opportunity to help individuals and families achieve homeownership in the local market.